33103 River Mill Rd, Richardsville, VA 22736 Property Records

Culpeper County property record for 33103 River Mill Rd, Richardsville, VA 22736

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$112,500 (Mar 2010)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-A-1-3`

Property Details

APN / Parcel Number

Primary APN	`71-A-1-3`
Alternative APN	`17467`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Porch	Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17467
Street Address	33103 RIVER MILL RD
City	RICHARDSVILLE
State	VA
Zip	22736-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 3 PLAT CAB 3/206-210
Legal Lot Number	3
Jurisdiction	CULPEPER VA
Township / Civil Division	STEVENSBURG
Census Block Group	3
Census Block	3034
Census Tract	930400

Owner

Source: Culpeper County assessment roll, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	33103 RIVER MILL RD, RICHARDSVILLE, VA 22736-2019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Line of Credit OAK VIEW NATIONAL BANK
Jun 4, 2020	Quit Claim Deed, Transfer EMBRACE HM LOANS
Sep 19, 2017	Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2010 · Amount on Record
Deed Sale	Mar 12, 2010 · Amount on Record
Deed Book / Page	1000 / 1324
Last Transfer Date	May 29, 2020
Transfer Doc	0000003352
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	33103 RIVER MILL RD, RICHARDSVILLE, VA 22736-2019
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210008629
Date	Oct 1, 2021
Instrument	210008629

Lender

Name	OAK VIEW NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 16, 2046

Interest

Rate Type	Adjustable Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CULPEPER VA
Recording Date	Jun 4, 2020
Property Address	33103 RIVER MILL RD, RICHARDSVILLE, VA 22736-2019
Document Number	200003352
Instrument Date	May 29, 2020
Instrument	3352
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33103 RIVER MILL RD RICHARDSVILLE VA 227362019, RICHARDSVILLE, VA 22736-2019

Mortgage

Document Number	200003353
Date	Jun 4, 2020
Instrument	3353

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jun 3, 2045

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	33103 RIVER MILL RD, RICHARDSVILLE, VA 22736-2019
Document Number	170005231
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170005231
Date	Sep 25, 2017
Instrument	5231

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,613.00	$375,200 (+8.75%) Land $124,000 Building $251,200	$375,200 (+8.75%) Land $124,000 Building $251,200
2024	$1,613.00 (+1.64%)
2023	$1,587.00	$345,000 Land $99,000 Building $246,000	$345,000 Land $99,000 Building $246,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Mill Rd

Nearby Streets

All Richardsville, VA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures