Culpeper County property record for 32645 River Mill Rd, Richardsville, VA 22736
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 544 sqft · built 2008 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,069 (2025) |
| Deeds & Mortgages | May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-1-A |
| Primary APN | 71-1-A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 544 sqft Living Area |
| 1st Floor Area | 544 sqft |
| Basement Area | 544 sqft |
| Unfinished Basement | 544 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Porch |
| Porch Area | 128 sqft |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 23816 |
|---|---|
| Street Address | 32645 RIVER MILL RD |
| City | RICHARDSVILLE |
| State | VA |
| Zip | 22736-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | RICHARDSVILLE PF 2/477 |
| Legal Subdivision | BENCHMARK |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | STEVENSBURG |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 930400 |
Source: Culpeper County assessment roll, as of November 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32645 RIVER MILL RD, RICHARDSVILLE, VA 22736-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 32645 RIVER MILL RD, RICHARDSVILLE, VA 22736-2014 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | EMERALD TITLE INC, EMERALD TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 210004319 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 210004319 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,069.00 (+0.09%) | $248,500 (+11.84%) Land $124,000 Building $124,500 | $248,500 (+11.84%) Land $124,000 Building $124,500 |
| 2024 | $1,068.00 (+4.5%) | ||
| 2023 | $1,022.00 | $222,200 Land $99,000 Building $123,200 | $222,200 Land $99,000 Building $123,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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