3310 Pecan Gap St, Denison, TX 75020 Property Records

Grayson County property record for 3310 Pecan Gap St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,230 sqft · built 2000
Lot Size	4.35 acres (189,878 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,158 (2024)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`040 7826001`

Property Details

APN / Parcel Number

Primary APN	`040 7826001`
Alternative APN	`404866`

Interior

Building Area	2,230 sqft Living Area
Gross Area	2,990 sqft
1st Floor Area	2,374 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2008
Lot Area	189,878 sqft (4.35 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	564 sqft
Patio Area	392 sqft

Location & Zoning

Account Number	404866
Street Address	3310 PECAN GAP ST
City	DENISON
State	TX
Zip	75020-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCULLOUGH PECAN GAP ADDITION, BLOCK 1, LOT 1, ACRES 4.359
Legal Subdivision	MCCULLOUGH PECAN GAP ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1143
Census Tract	302

Owner

3310 Pecan Gap St is owned and occupied by two individuals who acquired it in February 2020.

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3310 PECAN GAP ST, DENISON, TX 75020-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2020
Deed Sale	Feb 11, 2020
Deed Document Number	2020-3632
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	3310 PECAN GAP ST, DENISON, TX 75020-1902
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022092
Date	Jul 1, 2021
Instrument	2021-00022092

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$454,354 Land $188,964 Building $282,026	$470,990 Land $188,964 Building $282,026
2024	$8,158.00
2023		$457,661 Land $199,545 Building $258,116	$457,661 Land $199,545 Building $258,116
2022	$7,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3310 Pecan Gap St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3310 Pecan Gap St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3