Kenton County property record for 3310 Emerson St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 772 sqft · built 1924 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Dec 2023) |
| Tax Bill | $1,270 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-12-04-026.00 |
| Primary APN | 056-12-04-026.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 772 sqft Finished Area |
| Gross Area | 895 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3310 EMERSON ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN PHIL E BLK 20 LOT 5 & 5' LOT 4 |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 20 |
| Legal Block | 20 |
| Legal Lot Number | 5,4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 61400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3310 EMERSON ST, COVINGTON, KY 41015-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Dec 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jul 31, 2023 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on Record |
| Deed Sale | Dec 11, 2023 · Amount on Record |
| Prior Sale | Jul 31, 2023 · Amount on Record |
| Deed Document Number | 2023114 |
| Deed Book / Page | 260 / 695 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3310 EMERSON ST, COVINGTON, KY 41015-1328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3310 EMERSON ST, COVINGTON, KY 41015-1328 |
| Document Number | 0005900011 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | KCM 701/894 |
| Instrument | 25103005900011 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 11, 2023 |
| Property Address | 3310 EMERSON ST, COVINGTON, KY 41015-1328 |
| Document Number | 0005900114 |
| Book / Page | KC 260 / 695 |
| Map Reference | PL 97 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 23121105900114 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9680 CLOVERIDGE DR, INDEPENDENCE, KY 41051-6701 |
| Name | Verified Name |
|---|---|
| Address | 3310 EMERSON ST, COVINGTON, KY 41015-1328 |
| Document Number | 0005900115 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 23121105900115 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 31, 2023 |
| Property Address | 3310 EMERSON ST, COVINGTON, KY 41015-1328 |
| Document Number | 0005900025 |
| Book / Page | KC 238 / 577 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 23073105900025 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2622 WILLIAMS RD, LAKESIDE PARK, KY 41017-3108 |
| Name | Verified Name |
|---|---|
| Address | 9680 CLOVERIDGE DR, INDEPENDENCE, KY 41051-6701 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,000 (-) Land $10,000 Building $135,000 | $145,000 (-) Land $10,000 Building $135,000 | |
| 2025 | $1,270.00 (+35.11%) Homeowner's exemption | $145,000 (+23.93%) Land $5,000 Building $140,000 | $145,000 (+23.93%) Land $5,000 Building $140,000 |
| 2023 | $940.00 (-6.93%) Homeowner's exemption | $117,000 (-) Land $5,000 Building $112,000 | $117,000 (-) Land $5,000 Building $112,000 |
| 2022 | $1,010.00 Homeowner's exemption | $117,000 Land $5,000 Building $112,000 | $117,000 Land $5,000 Building $112,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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