3305 Emerson St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3305 Emerson St, Covington, KY 41015

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,782 sqft · built 1924
Lot Size0.083 acres (3,600 sqft)
OwnerIndividual Name on File
Last Sale$219,125 (Oct 2024)
Tax Bill$2,903 (2025)
Flood ZoneZone X (minimal risk)
APN056-12-03-012.00

Property Details

APN / Parcel Number

Primary APN056-12-03-012.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,782 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area3,600 sqft (0.083 acres)
Lot Dimensions115 ft deep x 31.3 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3305 EMERSON ST
CityCOVINGTON
StateKY
Zip41015-1327
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionGREEN PHIL E BLK 22 PT LOTS 23-24 31.25'X 115' WS EMERSON
Legal SubdivisionGREEN PHIL E
Legal Phase22
Legal Block22
Legal Lot Number23,24
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3005
Census Tract61400

Owner

3305 Emerson St, a duplex, is owned and occupied by an individual who bought it in October 2024.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3305 EMERSON ST, COVINGTON, KY 41015-1327
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2024 · Amount on File
Deed SaleOct 24, 2024 · Amount on File
Prior SaleOct 20, 2016 · Amount on File
Deed Document Number202450
Deed Book / Page311 / 264
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3305 Emerson St was $2,903.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$219,100 (-) Land $10,000 Building $209,100$219,100 (-) Land $10,000 Building $209,100
2025$2,903.00$219,100 Land $5,000 Building $214,100$219,100 Land $5,000 Building $214,100
2023$1,332.00$100,000 Land $5,000 Building $95,000$100,000 Land $5,000 Building $95,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3305 Emerson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3305 Emerson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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