Richland County property record for 331 Westridge Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,112 sqft · built 1980 |
| Lot Size | 0.27 acres (11,794 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,000 (Mar 2021) |
| Tax Bill | $4,913 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26005-03-25 |
| Primary APN | 26005-03-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,112 sqft Heated Area |
| Gross Area | 1,512 sqft |
| 1st Floor Area | 1,112 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,794 sqft (0.27 acres) |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 00875654 |
|---|---|
| Street Address | 331 WESTRIDGE RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 25 BLK MM 80X150X80X150 #SU #PR Y-7425 |
| Legal Subdivision | BRIARCLIFFE |
| Legal Block | MM |
| Legal Lot Number | 25 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11424 |
Source: Richland County records · APN 26005-03-25
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2317 PARK ST, COLUMBIA, SC 29201-1851 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed, Transfer |
| Aug 10, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2021 · Amount on Record |
| Deed Sale | Mar 12, 2021 · Amount on Record |
| Prior Sale | Oct 01, 2004 · Amount on Record |
| Deed Document Number | 202115465 |
| Deed Book / Page | 2595 / 2994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 12, 2021 |
| Property Address | 331 WESTRIDGE RD, ELGIN, SC 29045-8733 |
| Document Number | 0025952994 |
| Book / Page | 2595 / 2994 |
| Map Reference | MB Y PG 7425 |
| Instrument Date | Mar 09, 2021 |
| Instrument | 2021015465 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $451.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2317 PARK ST, COLUMBIA, SC 29201-1851 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 331 WESTRIDGE RD, ELGIN, SC 29045-8733 |
| Document Number | 2524/0135 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 331 WESTRIDGE RD ELGIN SC 290458733, ELGIN, SC 29045-8733 |
| Document Number | 2524/0135 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 002524/000135 |
| Instrument | 44671 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 30, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,913.00 (+11.56%) | $140,300 (+2,775%) | $164,100 (+34.51%) Land $30,000 Building $134,100 |
| 2023 | $4,404.00 (+327.99%) | $4,880 (+44.81%) | $122,000 (+34.51%) |
| 2021 | $1,029.00 | $3,370 | $90,700 Land $20,300 Building $70,400 |
Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 362 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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