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324 Westridge Rd, Elgin, SC 29045 Property Records

Richland County property record for 324 Westridge Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1983
Lot Size0.308 acres (13,456 sqft)
OwnerIndividual Name on Record
Last Sale$178,000 (Jul 2026)
Tax Bill$3,793 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25908-01-07

Property Details

APN / Parcel Number

Primary APN25908-01-07
Alternative APNs
  • R25908-01-07
  • 00872933

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Heated Area
Gross Area1,416 sqft
1st Floor Area1,200 sqft
Utility Area36 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,456 sqft (0.308 acres)
PorchSlab
Porch Area80 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number00872933
Street Address324 WESTRIDGE RD
CityELGIN
StateSC
Zip29045-8629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-LD
Legal DescriptionLOT 21 BLK Y 85X150X85X150 #SU #PR Z-6692
Legal SubdivisionBRIARCLIFFE
Legal BlockY
Legal Lot Number21
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2002
Census Tract11425

Owner

Source: Richland County records, as of August 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address324 WESTRIDGE RD, ELGIN, SC 29045-8629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2026 · Amount on Record
Deed SaleJul 22, 2026 · Amount on Record
Prior SaleSep 17, 2014 · Amount on Record
Deed Document Number202636232
Deed Book / Page3149 / 3887
Record UpdatedOct 29, 2026

July 2026: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionRICHLAND SC
Recording DateJul 22, 2026
Property Address324 WESTRIDGE RD, ELGIN, SC 29045-8629
Document Number0000036232
Book / Page3149 / 3887
Instrument DateJul 14, 2026
Instrument202636232
Transaction TypeTransfer
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$46,742.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 WESTRIDGE RD, ELGIN, SC 29045-8629

Mortgage

Document Number0000036233,
DateJul 22, 2026
Book Page3149/3890
Instrument202636233
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.52%
Max Rate-1%

Mortgage

Document Number0000036234,
DateJul 22, 2026
Book Page3149/3915
Instrument202636234
Lender
NameGUILD MORTGAGE COMPANY
Agreement
AmountAmount Recorded
Interest
Rate6.52%
Max Rate-1%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,793.00 (+11.36%)$105,500 (-)$155,100 (-) Land $30,000 Building $125,100
2024$105,500 (+2,773.09%)$155,100 (+68.95%) Land $30,000 Building $125,100
2023$3,406.00 (+0.86%)$3,672 (-33.36%)$91,800 (-)
2021$3,377.00$5,510$91,800 Land $20,300 Building $71,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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