Oswego County and Oswego City property record for 331 W 5th St, Oswego, NY 13126
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,076 sqft · built 1890 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $205,000 (Feb 2026) |
| Tax Bill | $3,743 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 146.23-05-22 |
| Primary APN | 351200 146.23-05-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,076 sqft Total Area |
| 1st Floor Area | 1,164 sqft |
| 2nd Floor Area | 660 sqft |
| Upper Floors Area | 252 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Slab |
| Porch Area | 233 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1765 M |
|---|---|
| Street Address | 331 W 5TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-3923 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | TN1 |
| Legal Subdivision | VARICK TRACT |
| Legal Block | 5 |
| Legal Lot Number | 22.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 21603 |
331 W 5th St, a triplex, is owned by a company that bought it in February 2026.
Source: Oswego County and Oswego City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 349 RORICK HOLLOW RD, LOWMAN, NY 14861-8975 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed, Transfer · Commercial Mortgage BCC ST LLC |
| Oct 12, 2023 | Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on File |
| Deed Sale | Feb 5, 2026 · Amount on File |
| Prior Sale | Oct 12, 2023 · Amount on File |
| Deed Document Number | 2026R2026001007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Feb 5, 2026 |
| Property Address | 331 W 5TH ST, OSWEGO, NY 13126-3923 |
| Document Number | 0000001007 |
| Instrument Date | Dec 18, 2025 |
| Instrument | R-2026-001007 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 219 COUNTY ROUTE 2A, PULASKI, NY 13142-2502 |
| Name | Verified Name |
|---|---|
| Address | 349 RORICK HOLLOW RD, LOWMAN, NY 14861-8975 |
| Document Number | 0000001101 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | R-2026-001101 |
| Name | BCC ST LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Oct 12, 2023 |
| Property Address | 331 W 5TH ST, OSWEGO, NY 13126-3923 |
| Document Number | 0000009358 |
| Instrument Date | Oct 9, 2023 |
| Instrument | R-2023-009358 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 157 E 1ST ST, OSWEGO, NY 13126-2779 |
| Name | Verified Name |
|---|---|
| Address | 219 COUNTY ROUTE 5, PULASKI, NY 13142-2214 |
| Document Number | 0000009360 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | R-2023-009360 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
The 2026 property tax bill for 331 W 5th St was $3,743, down 1.2% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,743.00 (-1.16%) | ||
| 2025 | $3,787.00 | $202,000 Land $22,200 Building $179,800 | $202,000 Land $22,200 Building $179,800 |
| 2023 | $57,600 (-) Land $17,100 Building $40,500 | $69,398 (+10.84%) Land $20,603 Building $48,795 | |
| 2022 | $57,600 Land $17,100 Building $40,500 | $62,609 Land $18,587 Building $44,022 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 331 W 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 331 W 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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