Oswego County and Oswego City property record for 326 W 5th St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,498 sqft · built 1900 |
| Lot Size | 0.15 acres (6,549 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,500 (Nov 2018) |
| Tax Bill | $2,150 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 146.23-07-15 |
| Primary APN | 351200 146.23-07-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,498 sqft Living Area |
| 1st Floor Area | 938 sqft |
| 2nd Floor Area | 560 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,549 sqft (0.15 acres) |
| Lot Dimensions | 177 ft deep x 37 ft wide |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 189 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3031 |
|---|---|
| Street Address | 326 W 5TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-3922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN1 |
| Legal Subdivision | VARICK TRACT |
| Legal Block | 7 |
| Legal Lot Number | 15.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 21603 |
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 326 W 5TH ST, OSWEGO, NY 13126-3922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 29, 2018 | Warranty Deed, Transfer · FHA Mortgage HUNT MORTGAGE |
| Nov 28, 2017 | Grant Deed, Transfer |
| Apr 11, 2017 | Trustee's Deed, Foreclosure VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2018 · Amount on Record |
| Deed Sale | Nov 29, 2018 · Amount on Record |
| Prior Sale | Nov 28, 2017 · Amount on Record |
| Deed Document Number | 201811703 |
| Prior Transfer Date | Nov 16, 2016 |
| Prior Transfer Doc | 0000003205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 326 W 5TH ST, OSWEGO, NY 13126-3922 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 326 W 5TH ST, OSWEGO, NY 13126-3922 |
| Document Number | 0000002252 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | R-2021-002252 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 29, 2018 |
| Property Address | 326 W 5TH ST, OSWEGO, NY 13126-3922 |
| Document Number | 0000001703 |
| Instrument Date | Nov 28, 2018 |
| Instrument | R-2018-011703 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | VANGUARD RESEARCH & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9354 RIVER RD, 9354, PHOENIX, NY 13135-2510 |
| Name | Verified Name |
|---|---|
| Address | 325 W 5TH ST, OSWEGO, NY 13126-3923 |
| Document Number | 0000001704 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | R-2018-011704 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 28, 2017 |
| Property Address | 326 W 5TH ST, OSWEGO, NY 13126-3922 |
| Document Number | 0000011814 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 11814 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $116.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9354 RIVER RD PHOENIX NY 131352510, PHOENIX, NY 13135-2510 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Apr 11, 2017 |
| Property Address | 326 W 5TH ST, OSWEGO, NY 13126-3922 |
| Document Number | 0000003205 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 3205 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 16, 2017 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1675 PALM BEACH LAKES BLVD #4 WEST PALM BEACH FL 334012122, 4, WEST PALM BEACH, FL 33401-2122 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,150.00 (-1.15%) | ||
| 2025 | $2,175.00 | $116,000 (+36.47%) Land $20,800 Building $95,200 | $116,000 (+13.27%) Land $20,800 Building $95,200 |
| 2023 | $85,000 Land $17,600 Building $67,400 | $102,410 Land $21,205 Building $81,205 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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