Richland County property record for 331 Thoroughbred Way, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,173 sqft · built 2018 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $293,750 (Jun 2018) |
| Tax Bill | $2,766 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25915-06-01 |
| Primary APN | 25915-06-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,173 sqft Heated Area |
| Gross Area | 4,003 sqft |
| 1st Floor Area | 1,445 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 506 sqft |
| Porch | Slab |
| Porch Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02097126 |
|---|---|
| Street Address | 331 THOROUGHBRED WAY |
| City | ELGIN |
| State | SC |
| Zip | 29045-7133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 688 75.3X114X17.8X61.5X120 #SU FOREST CREEK PH 16 A #PR RB1990-3842 RB2312-441 |
| Legal Subdivision | FOREST CREEK |
| Legal Lot Number | 75,688 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11425 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIS BK |
| Jun 18, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERIS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2018 · Amount on Record |
| Deed Sale | Jun 18, 2018 · Amount on Record |
| Deed Document Number | 201841908 |
| Deed Book / Page | 2312 / 442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 331 THOROUGHBRED WAY, ELGIN, SC 29045-7133 |
| Document Number | 2540/0612 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 331 THOROUGHBRED WAY ELGIN SC 290457133, ELGIN, SC 29045-7133 |
| Document Number | 2540/0612 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 002540/000612 |
| Instrument | 55241 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 18, 2018 |
| Property Address | 331 THOROUGHBRED WAY, ELGIN, SC 29045-7133 |
| Document Number | 2312/0442 |
| Book / Page | 002312 / 000442 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 41908 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,086.88 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 THOROUGHBRED WAY ELGIN SC 290457133, ELGIN, SC 29045-7133 |
| Document Number | 2312/0445 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 002312/000445 |
| Instrument | 41909 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2048 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,766.00 (+17.05%) | $362,970 (+23.59%) | |
| 2023 | $2,363.00 (-15.09%) | ||
| 2021 | $2,783.00 | $11,750 | $293,700 Land $48,000 Building $245,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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