360 Thoroughbred Way, Elgin, SC 29045 Property Records

Richland County property record for 360 Thoroughbred Way, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,594 sqft · built 2017
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$283,000 (Jun 2017)
Tax Bill$399 (2025)
Deeds & MortgagesJun 2017 Sale
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25915-05-07

Property Details

APN / Parcel Number

Primary APN25915-05-07
Alternative APNs
  • R25915-05-07
  • 02096993

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,594 sqft Heated Area
Gross Area3,678 sqft
1st Floor Area2,594 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Garage Area464 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area815 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02096993
Street Address360 THOROUGHBRED WAY
CityELGIN
StateSC
Zip29045-7133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionLOT 691 75X150X75X150 #SU FOREST CREEK PH 16 A #PR RB1990-3842
Legal SubdivisionFOREST CREEK
Legal Lot Number75,691
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1010
Census Tract11425

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address360 THOROUGHBRED WAY, ELGIN, SC 29045-7133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2017Warranty Deed, Subdivision Related Transfer
Apr 28, 2017Warranty Deed, Subdivision Related Transfer · VA Mortgage
AMERIS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2017 · Amount on Record
Deed SaleJun 1, 2017 · Amount on Record
Prior SaleApr 28, 2017 · Amount on Record
Deed Document Number201740928
Deed Book / Page2215 / 608
Record UpdatedSep 20, 2026

June 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateJun 2, 2017
Property Address360 THOROUGHBRED WAY, ELGIN, SC 29045-7133
Document Number2216/0608
Book / Page002216 / 000608
Instrument DateApr 28, 2017
Instrument40928
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 14, 2017

Transaction

AmountAmount Recorded
Tax$1,047.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address360 THOROUGHBRED WAY ELGIN SC 29045, ELGIN, SC 29045

April 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateApr 28, 2017
Property Address360 THOROUGHBRED WAY, ELGIN, SC 29045-7133
Document Number2206/2229
Book / Page002206 / 002229
Instrument DateApr 28, 2017
Instrument31057
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 13, 2017

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,047.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address360 THOROUGHBRED WAY ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number2206/2232
DateApr 28, 2017
Book Page002206/002232
Instrument31058
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 27, 2047

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$399.00 (+8.42%)$341,100 (+53.37%) Land $53,000 Building $288,100
2023$368.00 (+13.93%)$222,400 (-21.41%) Land $40,000 Building $182,400
2021$323.00$11,320 Land $1,600 Building $9,720$283,000 Land $40,000 Building $243,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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