331 S Main Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 331 S Main Ave, Erwin, TN 37650 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,823 sqft · built 1925
Lot Size	0.224 acres (9,737 sqft)
Owner	2 Company Names on File
Last Sale	$80,000 (May 2025)
Tax Bill	$1,052 (2024)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023O-A-013.00`

Property Details

APN / Parcel Number

Primary APN	`023O-A-013.00`
Alternative APNs	`086023O A 01300` `000005933`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,823 sqft Living Area
1st Floor Area	1,823 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,737 sqft (0.224 acres)
Lot Dimensions	150 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	429 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	331 S MAIN AVE
City	ERWIN
State	TN
Zip	37650-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB C PG 86 54X150
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2004
Census Tract	80400

Owner

Source: Unicoi County records · APN 023O-A-013.00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	515 ASH ST, ERWIN, TN 37650-1403
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Aug 10, 2015 · Amount on Record
Deed Document Number	20251088
Deed Book / Page	491 / 666
Transfer Doc	0385000440
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	331 S MAIN AVE, ERWIN, TN 37650-1153
Transaction Type	Mortgage
Record Updated	Apr 02, 2024
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000456313
Date	Feb 15, 2022
Book Page	456/313
Instrument	22000380

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,300 (-) Land $3,375 Building $36,925	$161,200 (-) Land $13,500 Building $147,700
2024	$1,052.00 (+11.09%)
2023		$40,300 (-) Land $3,375 Building $36,925
2022	$947.00	$40,300 Land $3,375 Building $36,925	$161,200 Land $13,500 Building $147,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471710804002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.