326 S Main Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 326 S Main Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,233 sqft · built 1960
Lot Size	0.206 acres (8,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (May 2025)
Tax Bill	$847 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023N-N-003.00`

Property Details

APN / Parcel Number

Primary APN	`023N-N-003.00`
Alternative APNs	`086023N N 00300` `000005772`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,233 sqft Living Area
1st Floor Area	1,233 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,984 sqft (0.206 acres)
Lot Dimensions	179 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	592 sqft
Porch	Open/Unfinished Porch
Porch Area	24 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	326 S MAIN AVE
City	ERWIN
State	TN
Zip	37650-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	W A ROBERTS LOT 2 50X179X49X179
Legal Subdivision	W A ROBERTS
Legal Lot Number	2
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2024
Census Tract	80400

Owner

Source: Unicoi County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 S MAIN AVE, ERWIN, TN 37650-1118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit BURKE AND HERBERT BANK AND TRUST CO
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jan 24, 2022	Trustee's Deed, Foreclosure
Jan 24, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Jul 22, 2022 · Amount on Record
Deed Document Number	20251136
Deed Book / Page	491 / 863
Transfer Doc	0001940511
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	326 S MAIN AVE, ERWIN, TN 37650-1118
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 S MAIN AVE, ERWIN, TN 37650-1118

Mortgage

Document Number	0000500367
Date	Jan 30, 2026
Book Page	500/367
Instrument	26000220

Lender

Name	BURKE AND HERBERT BANK AND TRUST CO
Type	Bank
Address	PETERSBURG, WV 26847

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 22, 2022
Property Address	326 S MAIN AVE, ERWIN, TN 37650-1118
Document Number	0000461644
Book / Page	461 / 644
Instrument Date	Jul 22, 2022
Instrument	22001583
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.30
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 S MAIN AVE, ERWIN, TN 37650-1118

Mortgage

Document Number	0022001584
Date	Jul 22, 2022
Instrument	22001584

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 24, 2022
Property Address	326 S MAIN AVE, ERWIN, TN 37650-1118
Document Number	0000455493
Book / Page	455 / 493
Instrument Date	Jan 13, 2022
Instrument	22000189
Transaction Type	Foreclosure
Record Updated	Feb 4, 2022

Transaction

Amount	Amount Recorded
Tax	$362.60
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4372 GREENWOOD DR, JONESBOROUGH, TN 37659-6254

January 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 24, 2022
Property Address	326 S MAIN AVE, ERWIN, TN 37650-1118
Document Number	0000455493
Book / Page	455 / 493
Instrument Date	Jan 13, 2022
Instrument	22000189
Transaction Type	Foreclosure
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Tax	$362.60
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4372 GREENWOOD DR, JONESBOROUGH, TN 37659-6254

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,450 (-) Land $3,275 Building $29,175	$129,800 (-) Land $13,100 Building $116,700
2024	$847.00 (+14.15%)
2023		$32,450 (+2.85%) Land $3,275 Building $29,175
2022	$742.00	$31,550 Land $3,275 Building $28,275	$129,800 Land $13,100 Building $116,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

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