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331 Ross Ridge Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 331 Ross Ridge Rd, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,163 sqft Heated Area
Lot Size50,530 sqft (1.16 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2022)
Tax Bill$944.00 (2025)

Property Details

APN / Parcel Number

Primary APN456004517242000
Alternative APNs
  • 52723
  • 56894

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,163 sqft Heated Area
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialWood Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area50,530 sqft (1.16 acres)
Depth X Width165 ft x 183 ft Depth x Width
Deck Area344 sqft Deck
PorchOpen Porch
Porch Area168 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number56894
Street Address331 ROSS RIDGE RD
CityMURPHY
StateNC
Zip28906-0289
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 9 DEER VALLEY SUB 1655/1074
Legal SubdivisionDEER VALLEY SUB
Legal Lot Number9
JurisdictionCHEROKEE NC
Minor Civil DivisionNOTLA
Census Blockgroup2
Census Block2003
Census Tract930605

Owner

Source: Cherokee County records · APN 456004517242000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address331 ROSS RIDGE RD, MURPHY, NC 28906-0289
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
HOME LOAN AND INVESTMENT BANK FSB
Mar 04, 2022Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Feb 20, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 11, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2022 · Amount on Record
Deed SaleMar 04, 2022 · Amount on Record
Prior SaleSep 11, 2020 · Amount on Record
Deed Doc Number1443
Deed Book / Page1705 / 1080
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address331 ROSS RIDGE RD, MURPHY, NC 28906-0289
Transaction TypeMortgage
Record UpdatedDec 04, 2023
Title CompanyFIRST NATIONAL TITLE LLC, FIRST NATIONAL T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 ROSS RIDGE RD, MURPHY, NC 28906-0289
InvestorPossibly a Property Investor

Mortgage

Document Number001746/168
DateNov 08, 2023
Book Page1746/168
Instrument5764
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
AddressWARWICK, RI 02886
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term235 Months
DueJun 12, 2043

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMar 04, 2022
Property Address331 ROSS RIDGE RD, MURPHY, NC 28906-0289
Document Number01705/1080
Book / Page1705 / 1080
Instrument DateFeb 15, 2022
Instrument1443
Transaction TypeTransfer
Record UpdatedMar 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3777 COUNTY ROAD 7, 3777, CLANTON, AL 35045-6134

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 ROSS RIDGE RD, MURPHY, NC 28906-0289

Mortgage

Document Number0017051084
DateMar 04, 2022
Instrument1705/1084
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address331 ROSS RIDGE RD, MURPHY, NC 28906-0289
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1636/800
DateFeb 20, 2020
Book Page1636/800
Instrument822
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueFeb 04, 2060
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateSep 11, 2020
Property Address331 ROSS RIDGE RD, MURPHY, NC 28906-0289
Document Number1655/1074
Book / Page1655 / 1074
Instrument DateAug 25, 2020
Instrument4952
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address331 ROSS RIDGE RD, 331, MURPHY, NC 28906-0289

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 ROSS RIDGE RD, MURPHY, NC 28906-0289

Mortgage

Document Number16551077
DateSep 11, 2020
Instrument1655/1077
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$944.00$130,800 (-)$130,800 (-) Land $18,000 Building $112,800
2023$130,800$130,800 Land $18,000 Building $112,800

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