Cherokee County property record for 214 Ross Ridge Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,066 sqft · built 2008 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $480,000 (Mar 2025) |
| Tax Bill | $1,913 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 456004602986000 |
| Primary APN | 456004602986000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,066 sqft Heated Area |
| Basement Area | 1,980 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 60,113 sqft (1.38 acres) |
| Lot Dimensions | 324 ft deep x 148 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 930 sqft |
| Deck Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 60521 |
|---|---|
| Street Address | 214 ROSS RIDGE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-7772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 DEER VALLEY SUB 1323/957 1324/181 |
| Legal Subdivision | DEER VALLEY SUB |
| Legal Lot Number | 6 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 930605 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 214 ROSS RIDGE RD, MURPHY, NC 28906-7772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2025 · Amount on Record |
| Deed Sale | Mar 21, 2025 · Amount on Record |
| Deed Document Number | 1228 |
| Deed Book / Page | 1774 / 716 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 214 ROSS RIDGE RD, MURPHY, NC 28906-7772 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001738/999 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 1738/999 |
| Instrument | 3471 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 214 ROSS RIDGE RD, MURPHY, NC 28906-7772 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 214 ROSS RIDGE RD, MURPHY, NC 28906-7772 |
| Document Number | 001738/975 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 1738/975 |
| Instrument | 3470 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 5-Year TN |
| Max Rate | 11.2% |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,913.00 | $278,250 (-) | $278,250 (-) Land $18,000 Building $260,250 |
| 2023 | $278,250 | $278,250 Land $18,000 Building $260,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Peachtree Broadband Fiber, Verizon.
5G (outdoors only) and 4G LTE
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