331 Oakley Ln, Saint Louis, MO 63122 Property Records

St. Louis County property record for 331 Oakley Ln, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,104 sqft · built 1940
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Aug 2013)
Tax Bill	$5,997 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22M-23-0281`

Property Details

APN / Parcel Number

Primary APN	`22M-23-0281`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,104 sqft Living Area
Gross Area	2,828 sqft
1st Floor Area	800 sqft
Basement Area	264 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	127 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	48 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	331 OAKLEY LN
City	SAINT LOUIS
State	MO
Zip	63122-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	SYLVAN FOREST NO 2 BLK 2 LOT 8
Legal Subdivision	SYLVAN FOREST NO 2
Legal Block	2
Legal Lot Number	8
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1011
Census Tract	218500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 OAKLEY LN, SAINT LOUIS, MO 63122-2816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jul 16, 2019	Deed of Trust, Mortgage BANK OF SPRINGFIELD
Feb 22, 2019	Deed of Trust, Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2013 · Amount on Record
Deed Sale	Aug 21, 2013 · Amount on Record
Deed Document Number	2013962
Deed Book / Page	20642 / 3380
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	331 OAKLEY LN, SAINT LOUIS, MO 63122-2816
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 OAKLEY LN, SAINT LOUIS, MO 63122-2816

Mortgage

Document Number	2023100300095
Date	Oct 3, 2023
Instrument	2023100300095

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2038

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	331 OAKLEY LN, SAINT LOUIS, MO 63122-2816
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	BCHH TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 OAKLEY LN, SAINT LOUIS, MO 63122-2816

Mortgage

Document Number	0251823314
Date	Oct 22, 2021
Book Page	25182/3314
Instrument	2021102200260

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	331 OAKLEY LN, SAINT LOUIS, MO 63122-2816
Document Number	0236280650
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	331 OAKLEY LN KIRKWOOD MO 631222816, KIRKWOOD, MO 63122-2816

Mortgage

Document Number	0236280650
Date	Jul 26, 2019
Book Page	023628/000650
Instrument	112

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	331 OAKLEY LN, SAINT LOUIS, MO 63122-2816
Document Number	0234182718
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	331 OAKLEY LN KIRKWOOD MO 631222816, KIRKWOOD, MO 63122-2816

Mortgage

Document Number	0234182718
Date	Feb 28, 2019
Book Page	023418/002718
Instrument	406

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,160 (-) Land $54,020 Building $52,140	$558,700 (-) Land $284,300 Building $274,400
2025	$5,997.00 (-6.4%)	$106,160 (+3.92%) Land $54,020 Building $52,140	$558,700 (+3.91%) Land $284,300 Building $274,400
2024	$6,407.00 (+1.6%)
2023	$6,306.00 (+13.05%)	$102,160 (+20.63%) Land $38,570 Building $63,590	$537,700 (+20.64%) Land $203,000 Building $334,700
2022	$5,578.00	$84,690 Land $40,130 Building $44,560
2021			$445,700 Land $211,200 Building $234,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Oakley Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures