313 Oakley Ln, Saint Louis, MO 63122 Property Records

St. Louis County property record for 313 Oakley Ln, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,648 sqft · built 1938
Lot Size	0.167 acres (7,257 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Apr 2009)
Tax Bill	$5,384 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22M-23-0308`

Property Details

APN / Parcel Number

Primary APN	`22M-23-0308`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,648 sqft Living Area
Gross Area	1,868 sqft
1st Floor Area	768 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,257 sqft (0.167 acres)
Lot Dimensions	119 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	34 sqft
Patio Area	439 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	313 OAKLEY LN
City	SAINT LOUIS
State	MO
Zip	63122-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	SYLVAN FOREST NO 2 LOT 12
Legal Subdivision	SYLVAN FOREST NO 2
Legal Block	2
Legal Lot Number	12
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1011
Census Tract	218500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	313 OAKLEY LN, SAINT LOUIS, MO 63122-2816
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 14, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2009 · Amount on Record
Deed Sale	Apr 15, 2009 · Amount on Record
Deed Document Number	2009809
Deed Book / Page	18311 / 1380
Last Transfer Date	Apr 9, 2021
Transfer Doc	0244590096
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	313 OAKLEY LN, SAINT LOUIS, MO 63122-2816
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 OAKLEY LN, SAINT LOUIS, MO 63122-2816

Mortgage

Document Number	0253403370
Date	Jan 25, 2022
Book Page	25340/3370
Instrument	2022012500503

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	313 OAKLEY LN, SAINT LOUIS, MO 63122-2816
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	RESOLUTIONS TITLE INC, RESOLUTIONS TTL INC RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 OAKLEY LN, KIRKWOOD, MO 63122-2816

Mortgage

Document Number	0246820239
Date	Mar 1, 2021
Book Page	24682/239
Instrument	2021030100030

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Apr 14, 2021
Property Address	313 OAKLEY LN, SAINT LOUIS, MO 63122-2816
Document Number	0244590096
Book / Page	24459 / 96
Map Reference	MB 31 PG 84
Instrument Date	Apr 9, 2021
Instrument	2021041400346
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 OAKLEY LN, KIRKWOOD, MO 63122-2816

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,270 (-) Land $53,370 Building $41,900	$501,400 (-) Land $280,900 Building $220,500
2025	$5,384.00 (-4.59%)	$95,270 (+5.95%) Land $53,370 Building $41,900	$501,400 (+5.94%) Land $280,900 Building $220,500
2024	$5,643.00 (+1.6%)
2023	$5,554.00 (+11.1%)	$89,920 (+18.47%) Land $38,110 Building $51,810	$473,300 (+18.47%) Land $200,600 Building $272,700
2022	$4,999.00	$75,900 Land $39,840 Building $36,060
2021			$399,500 Land $209,700 Building $189,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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