331 Oak Dr S, Fleming Island, FL 32003 Property Records

Clay County property record for 331 Oak Dr S, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,224 sqft · built 1984
Lot Size	0.532 acres (23,173 sqft)
Owner	2 Individual Names on Record
Last Sale	$621,000 (Jun 2021)
Tax Bill	$6,985 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`37-05-26-014614-040-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014614-040-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,224 sqft Living Area
Gross Area	2,962 sqft
1st Floor Area	2,224 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Accessibility Features	Accessibility Features

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	23,173 sqft (0.532 acres)
Lot Dimensions	232 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	529 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	413 sqft
Deck Area	696 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	331 OAK DR S
City	FLEMING ISLAND
State	FL
Zip	32003-8777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 114 FLEMING OAKS UNIT 4 AS REC OR 4475 PG 1993, 4828 PG 1755
Legal Range	26E
Legal Township	05S
Legal Section	37
Legal Subdivision	FLEMING OAKS UNIT 4
Legal Lot Number	114
Legal Unit	4
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 OAK DR S, FLEMING ISLAND, FL 32003-8777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Apr 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	202140209
Deed Book / Page	4475 / 1993
Last Transfer Date	Jun 6, 2024
Transfer Doc	0048281755
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 29, 2021
Property Address	331 OAK DR S, FLEMING ISLAND, FL 32003-8777
Document Number	0044751993
Book / Page	4475 / 1993
Map Reference	MB 12 PG 3&4
Instrument Date	Jun 25, 2021
Instrument	2021040209
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,347.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2305 STOCKTON DR, 2305, FLEMING ISLAND, FL 32003-8792

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 OAK DR S, FLEMING ISLAND, FL 32003-8777

Mortgage

Document Number	44751995
Date	Jun 29, 2021
Instrument	4475/1995

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Apr 7, 2017
Property Address	331 OAK DR S, FLEMING ISLAND, FL 32003-8777
Document Number	0039601134
Book / Page	003960 / 001134
Instrument Date	Mar 29, 2017
Instrument	17340
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	331 OAK DR S FLEMING ISLAND FL 320038777, FLEMING ISLAND, FL 32003-8777

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,985.00 (-5.82%)	$498,126 (+1.38%) Land $235,000 Building $263,126	$498,126 (+1.38%) Land $235,000 Building $263,126
2024	$7,417.00 (-4.71%)
2023	$7,784.00 (+9.34%)	$491,352 (+8.23%) Land $235,000 Building $256,352	$491,352 (+8.23%) Land $235,000 Building $256,352
2022	$7,119.00	$454,009 Land $235,000 Building $219,009	$454,009 Land $235,000 Building $219,009

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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