277 Oak Dr S, Fleming Island, FL 32003 Property Records

Clay County property record for 277 Oak Dr S, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,481 sqft · built 2006
Lot Size	0.69 acres (30,099 sqft)
Owner	Company Name on File
Last Sale	$1,060,000 (Aug 2022)
Tax Bill	$12,661 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`37-05-26-014614-042-01`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014614-042-01`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,481 sqft Heated Area
Gross Area	6,667 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,099 sqft (0.69 acres)
Lot Dimensions	262 ft deep x 115 ft wide
Garage Area	625 sqft
Porch	Porch
Porch Area	1,561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	277 OAK DR S
City	FLEMING ISLAND
State	FL
Zip	32003-8777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 117 FLEMING OAKS UNIT 4 ASREC O R 4644 PG 1648
Legal Range	26
Legal Township	05
Legal Section	37
Legal Subdivision	FLEMING OAKS
Legal Block	TR
Legal Lot Number	117
Legal Unit	4
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

277 Oak Dr S is owned by a company that bought it in August 2022.

Source: Clay County records, as of December 18, 2025

Owner of Record	Company Name on File
Mailing Address	7643 GATE PKWY STE 104, 104, JACKSONVILLE, FL 32256-2893
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Aug 31, 2022	Warranty Deed, Transfer LANDMARK TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Sep 4, 2007
Deed Document Number	2022053174
Deed Book / Page	4644 / 1648
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Aug 13, 2026
Property Address	277 OAK DR S, FLEMING ISLAND, FL 32003-8777
Document Number	0000040300
Book / Page	5076 / 576
Instrument Date	Aug 7, 2026
Instrument	202640300
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4716 UNIVERSITY BLVD N, JACKSONVILLE, FL 32277-1000

Mortgage

Document Number	0000040300,
Date	Aug 13, 2026
Book Page	5076/576
Instrument	202640300

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 31, 2022
Property Address	277 OAK DR S, FLEMING ISLAND, FL 32003-8777
Document Number	0046441648
Book / Page	4644 / 1648
Map Reference	MB 16 PG 3&4
Instrument Date	Aug 26, 2022
Instrument	2022053174
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Tax	$7,420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1966 VISTA LAKES DR, ORANGE PARK, FL 32003-7312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7643 GATE PKWY, JACKSONVILLE, FL 32256-3092

Tax Assessment & Valuation

The 2025 property tax bill for 277 Oak Dr S was $12,661.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,661.00	$830,133 Land $230,000 Building $600,133	$830,133 Land $230,000 Building $600,133
2023	$12,662.00 (+87.34%)	$812,569 (+72.77%) Land $230,000 Building $582,569	$812,569 (+16.27%) Land $230,000 Building $582,569
2022	$6,759.00 Homeowner's exemption Widower's exemption	$470,317	$698,855 Land $230,000 Building $468,855

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 277 Oak Dr S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Oak Dr S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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