Lapeer County property record for 331 North St, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1875 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jun 2021) |
| Tax Bill | $1,268 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L20-24-500-040-00 |
| Primary APN | L20-24-500-040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 640 sqft |
| Flooring | Carpet |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Lot Area | 6,882 sqft (0.158 acres) |
| Lot Dimensions | 125 ft deep x 55 ft wide |
| Garage Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 331 NORTH ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 1 FM |
| Legal Description | CITY OF LAPEER ORIGINAL PLAT NE 1/4 NELY 55 FT OF LOT 3 BLK 7 & N 5 FT OF VAC ALLEY ADJ SAME ON S (L=1 P=73 SEC 5, T7N-R10E) |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 05 |
| Legal Subdivision | CITY OF LAPEER R ORIGINAL |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 337500 |
Source: Lapeer County records · APN L20-24-500-040-00
Assessment roll updated August 14, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 NORTH ST, LAPEER, MI 48446-2158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 04, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 29, 2021 | Warranty Deed, Transfer · USDA Mortgage CASON HOME LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on Record |
| Deed Sale | Jun 29, 2021 · Amount on Record |
| Prior Sale | Mar 09, 2015 · Amount on Record |
| Deed Book / Page | 3215 / 802 |
| Prior Transfer Date | Sep 15, 2009 |
| Prior Transfer Doc | 0024090057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 331 NORTH ST, LAPEER, MI 48446-2158 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 331 NORTH ST, LAPEER, MI 48446-2158 |
| Document Number | 0032090052 |
|---|---|
| Date | Jun 04, 2021 |
| Book Page | 3209/52 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Oct 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 29, 2021 |
| Property Address | 331 NORTH ST, LAPEER, MI 48446-2158 |
| Document Number | 0032150802 |
| Book / Page | 3215 / 802 |
| Instrument Date | Jun 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 331 NORTH ST, 331, LAPEER, MI 48446-2158 |
| Name | Verified Name |
|---|---|
| Address | 331 NORTH STREET #2 # 2, 2, WATERFORD TOWNSHIP, MI 48327 |
| Document Number | 3215804 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 3215/804 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,268.00 (-31.39%) Homeowner's exemption | $69,700 (+6.41%) | $139,400 (+6.41%) |
| 2024 | $1,848.00 (+10.53%) | ||
| 2023 | $65,500 | $131,000 | |
| 2022 | $1,672.00 |
Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 419 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAPEER serves 9,023 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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