318 North St, Lapeer, MI 48446 Property Records

Lapeer County property record for 318 North St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,430 sqft · built 1940
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$156,500 (Feb 2019)
Tax Bill	$1,172 (2025)
Deeds & Mortgages	Feb 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`L20-22-100-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-22-100-040-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,430 sqft Living Area
1st Floor Area	944 sqft
Basement Area	724 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	120 ft deep x 53 ft wide
Garage Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	318 NORTH ST
City	LAPEER
State	MI
Zip	48446-2158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FM
Legal Description	CITY OF LAPEER ORIGINAL PLAT NE 1/4 LOT 3 BLK 1 (L=1 P=73 SEC 5, T7N-R10E)
Legal Range	10E
Legal Township	07N
Legal Section	05
Legal Subdivision	CITY OF LAPEER R ORIGINAL
Legal Block	1
Legal Lot Number	3
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2012
Census Tract	337500

Owner

Source: Lapeer County records · APN L20-22-100-040-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	318 NORTH ST, LAPEER, MI 48446-2158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2019 · Amount on Record
Deed Sale	Feb 13, 2019 · Amount on Record
Prior Sale	Feb 13, 2019 · Amount on Record
Deed Document Number	20193008559
Deed Book / Page	3008 / 559
Record Updated	Sep 20, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 13, 2019
Property Address	318 NORTH ST, LAPEER, MI 48446-2158
Document Number	0030080559
Book / Page	3008 / 559
Instrument Date	Feb 08, 2019
Instrument	533
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 TH ST S W, SIDNEY, MT 59270

Mortgage

Document Number	0030080561
Date	Feb 13, 2019
Book Page	3008/561

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,172.00 (-24.19%) Homeowner's exemption	$79,400 (+20.67%)	$158,800 (+20.67%)
2023		$65,800	$131,600
2022	$1,546.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

Based on FCC filings for 318 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAPEER serves 9,023 people
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.