Kane County property record for 331 Monument Rd, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,708 sqft · built 2007 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,500 (Jul 2020) |
| Tax Bill | $11,482 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-286-002 |
| Primary APN | 05-24-286-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,708 sqft Living Area |
| Basement Area | 1,354 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 331 MONUMENT RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 3 LT 214 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 214 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 850711 |
Source: Kane County records · APN 05-24-286-002
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 MONUMENT RD, ELGIN, IL 60124-3818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION |
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 02, 2020 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2020 · Amount on Record |
| Deed Sale | Jul 02, 2020 · Amount on Record |
| Prior Sale | Apr 21, 2014 · Amount on Record |
| Deed Document Number | 202035659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 30, 2026 |
| Property Address | 331 MONUMENT RD, ELGIN, IL 60124-3818 |
| Document Number | 0000032407 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202632407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 331 MONUMENT RD, ELGIN, IL 60124-3818 |
| Document Number | 0000032407, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202632407 |
| Name | CONSUMERS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 20, 2046 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 331 MONUMENT RD, ELGIN, IL 60124-3818 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 331 MONUMENT RD, ELGIN, IL 60124-3818 |
| Document Number | 0000031556 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 2022K031556 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 17, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 02, 2020 |
| Property Address | 331 MONUMENT RD, ELGIN, IL 60124-3818 |
| Document Number | 0000035659 |
| Map Reference | DOC 2005K097818 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 2020K035659 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | BAIRD & WARNER TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $324.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 331 MONUMENT RD, ELGIN, IL 60124-3818 |
| Document Number | 0000035660 |
|---|---|
| Date | Jul 02, 2020 |
| Instrument | 2020K035660 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate | 3.37% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,482.00 (+9.45%) Homeowner's exemption | ||
| 2024 | $141,576 (+25.16%) Land $27,638 Building $113,938 | $424,898 (+25.21%) Land $82,947 Building $341,951 | |
| 2022 | $10,491.00 (+1.99%) Homeowner's exemption | $113,112 (+5.75%) Land $21,357 Building $91,755 | $339,336 (+5.75%) Land $64,071 Building $275,265 |
| 2021 | $10,286.00 Homeowner's exemption | $106,961 Land $20,633 Building $86,328 | $320,883 Land $61,899 Building $258,984 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | Fiber | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures