327 Monument Rd, Elgin, IL 60124 Property Records

Kane County property record for 327 Monument Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,106 sqft · built 2006
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jul 2020)
Tax Bill	$13,801 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-24-286-004`

Property Details

APN / Parcel Number

Primary APN	`05-24-286-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,106 sqft Living Area
Basement Area	1,562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	327 MONUMENT RD
City	ELGIN
State	IL
Zip	60124-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 3 LT 216
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	216
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1000
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	327 MONUMENT RD, ELGIN, IL 60124-3818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Warranty Deed, Transfer · Conventional Mortgage EMERALD MORTGAGE CORP
Jan 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	Aug 17, 2006 · Amount on Record
Deed Document Number	202039893
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	0000000399
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 22, 2020
Property Address	327 MONUMENT RD, ELGIN, IL 60124-3818
Document Number	0000039893
Map Reference	DOC 2005K097818
Instrument Date	Jul 17, 2020
Instrument	2020K039893
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	AMERICAN NATL TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	327 MONUMENT RD, 327, ELGIN, IL 60124-3818

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	327 MONUMENT RD, ELGIN, IL 60124-3818

Mortgage

Document Number	0000039894
Date	Jul 22, 2020
Instrument	2020K039894

Lender

Name	EMERALD MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Change Frequency	6 Months
Index	3-Year CMT

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 3, 2020
Property Address	327 MONUMENT RD, ELGIN, IL 60124-3818
Document Number	0000000399
Map Reference	DOC 2005K097818
Instrument Date	Dec 20, 2019
Instrument	2020K000399
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 N SPRING ST, 649, ELGIN, IL 60120-3651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 MONUMENT RD, ELGIN, IL 60124-3818

Mortgage

Document Number	0000000400
Date	Jan 3, 2020
Instrument	2020K000400

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,801.00 (+8.58%) Homeowner's exemption	$181,814 (+4.16%) Land $29,791 Building $152,023	$545,660 (+4.16%) Land $89,409 Building $456,252
2024		$174,550 (+28.56%) Land $27,638 Building $146,912	$523,860 (+28.61%) Land $82,947 Building $440,912
2022	$12,710.00 (+4.04%) Homeowner's exemption	$135,771 (+7.84%) Land $21,357 Building $114,414	$407,313 (+7.84%) Land $64,071 Building $343,242
2021	$12,216.00 Homeowner's exemption	$125,903 Land $20,633 Building $105,270	$377,709 Land $61,899 Building $315,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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