331 McElroy Rd, Memphis, TN 38120 Property Records

Shelby County property record for 331 McElroy Rd, Memphis, TN 38120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,144 sqft · built 1955
Lot Size	0.284 acres (12,369 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (May 2020)
Tax Bill	$4,366 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-8012-0-0009`

Property Details

APN / Parcel Number

Primary APN	`06-8012-0-0009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,144 sqft Living Area
Gross Area	5,073 sqft
1st Floor Area	2,621 sqft
Utility Area	77 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,369 sqft (0.284 acres)
Lot Dimensions	133 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	929 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	135 sqft
Deck Area	408 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	331 MCELROY RD
City	MEMPHIS
State	TN
Zip	38120-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	NS MCELROY RD COR WINTON DR (NW)
Legal Subdivision	MASON WHITE STATION RD
Legal Lot Number	29
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	3
Census Block	3004
Census Tract	9201

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 MCELROY RD, MEMPHIS, TN 38120-1723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTH FINANCIAL CU
May 4, 2020	Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Deed Document Number	202044765
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	331 MCELROY RD, MEMPHIS, TN 38120-1723
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	CLOSETRAK LLC, CLOSETRAK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022043724
Date	Apr 19, 2022
Instrument	22043724

Lender

Name	FIRST SOUTH FINANCIAL CU
Type	Credit Union
Address	MEMPHIS, TN 38134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 4, 2020
Property Address	331 MCELROY RD, MEMPHIS, TN 38120-1723
Document Number	0000044765
Instrument Date	Apr 30, 2020
Instrument	44765
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	MID SOUTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$881.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 MCELROY RD MEMPHIS TN 381201723, MEMPHIS, TN 38120-1723
Investor	Possibly a Property Investor

Mortgage

Document Number	44766
Date	May 4, 2020
Instrument	44766

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,366.00 (-47.78%)	$162,325 (+18.27%) Land $12,000 Building $150,325	$649,300 (+18.27%) Land $48,000 Building $601,300
2023		$137,250 Land $9,200 Building $128,050
2022	$8,360.00
2021			$549,000 Land $36,800 Building $512,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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