322 McElroy Rd, Memphis, TN 38120 Property Records

Shelby County property record for 322 McElroy Rd, Memphis, TN 38120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,339 sqft · built 1955
Lot Size	0.237 acres (10,334 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jan 2022)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-8017-0-0029`

Property Details

APN / Parcel Number

Primary APN	`06-8017-0-0029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	1,339 sqft
Utility Area	66 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,334 sqft (0.237 acres)
Lot Dimensions	148 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	12 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	322 MCELROY RD
City	MEMPHIS
State	TN
Zip	38120-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	ES MCELROY RD
Legal Subdivision	MASON WHITE STATION RD
Legal Lot Number	4
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	3
Census Block	3000
Census Tract	9201

Owner

322 McElroy Rd is owned and occupied by an individual who bought it in January 2022.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	322 MCELROY RD, MEMPHIS, TN 38120-1722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Sep 4, 2015 · Amount on File
Deed Document Number	20223479
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 7, 2022
Property Address	322 MCELROY RD, MEMPHIS, TN 38120-1722
Document Number	0022003479
Map Reference	MB 19 PG 34
Instrument Date	Dec 22, 2021
Instrument	22003479
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	HOME SURETY TITLE AND ESCROW LLC, HOME SURETY T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MCELROY RD, MEMPHIS, TN 38120-1722

Mortgage

Document Number	0022003480
Date	Jan 7, 2022
Instrument	22003480

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 322 McElroy Rd was $2,030.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,030.00	$75,475 Land $12,000 Building $63,475	$301,900 Land $48,000 Building $253,900
2023		$57,050 Land $9,200 Building $47,850
2022	$3,475.00
2021			$228,200 Land $36,800 Building $191,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 McElroy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 McElroy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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