Onslow County property record for 331 Lightning Bug Ln, Holly Ridge, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,265 sqft · built 2022 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $30,000 (Mar 2020) |
| Tax Bill | $4,537 (2026) |
| Deeds & Mortgages | Jul 2021 Construction Loan Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 762C-40 |
| Primary APN | 762C-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,265 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 157 ft deep x 61 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 459179000 |
|---|---|
| Street Address | 331 LIGHTNING BUG LN |
| City | HOLLY RIDGE |
| State | NC |
| Zip | 28445-4602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | L40 P1 SUMMERHOUSE |
| Legal Subdivision | SUMMERHOUSE ON EVERETT BAY REV |
| Legal Lot Number | 40 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 401 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 331 LIGHTNING BUG LN, HOLLY RIDGE, NC 28445-4602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK MORTGAGE |
| Mar 31, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2020 · Amount on Record |
| Deed Sale | Mar 31, 2020 · Amount on Record |
| Prior Sale | May 10, 2013 · Amount on Record |
| Deed Book / Page | 5135 / 973 |
| Prior Transfer Date | Apr 23, 2010 |
| Prior Transfer Doc | 0033930028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 331 LIGHTNING BUG LN, HOLLY RIDGE, NC 28445-4602 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0055190723 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 5519/723 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 31, 2020 |
| Property Address | 331 LIGHTNING BUG LN, HOLLY RIDGE, NC 28445-4602 |
| Document Number | 0051350973 |
| Book / Page | 005135 / 000973 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2010 EASTWOOD DR DURHAM NC 277036102, DURHAM, NC 27703-6102 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Holly Ridge Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,537.00 (+3.02%) | $583,252 (+31.76%) Land $80,000 Building $503,252 | $583,252 (+31.76%) Land $80,000 Building $503,252 |
| 2023 | $4,404.00 | $442,665 Land $50,000 Building $392,665 | $442,665 Land $50,000 Building $392,665 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 3 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures