Onslow County property record for 321 Lightning Bug Ln, Holly Ridge, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,526 sqft · built 2022 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Mar 2023) |
| Tax Bill | $4,697 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 762C-35 |
| Primary APN | 762C-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,526 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 154 ft deep x 59 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 443168001 |
|---|---|
| Street Address | 321 LIGHTNING BUG LN |
| City | HOLLY RIDGE |
| State | NC |
| Zip | 28445-4602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | L35 P1 SUMMERHOUSE |
| Legal Subdivision | SUMMERHOUSE ON EVERETT BAY REV |
| Legal Lot Number | 35 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 401 |
321 Lightning Bug Ln is owned and occupied by two individuals who bought it in March 2023.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 LIGHTNING BUG LN, HOLLY RIDGE, NC 28445-4602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE |
| May 16, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2023 · Amount on File |
| Deed Sale | Mar 1, 2023 · Amount on File |
| Prior Sale | May 16, 2022 · Amount on File |
| Deed Book / Page | 5922 / 339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 1, 2023 |
| Property Address | 321 LIGHTNING BUG LN, HOLLY RIDGE, NC 28445-4602 |
| Document Number | 0059220339 |
| Book / Page | 5922 / 339 |
| Map Reference | MB 51 PG 42 |
| Instrument Date | Feb 27, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,070.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 GREGORY RD NE STE 1, 1, BELVILLE, NC 28451-9276 |
| Name | Verified Name |
|---|---|
| Address | 321 LIGHTNING BUG LN, HOLLY RIDGE, NC 28445-4602 |
| Document Number | 0005922342 |
|---|---|
| Date | Mar 1, 2023 |
| Instrument | 5922-342 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 16, 2022 |
| Property Address | 321 LIGHTNING BUG LN, HOLLY RIDGE, NC 28445-4602 |
| Document Number | 0057530928 |
| Book / Page | 5753 / 928 |
| Instrument Date | May 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $154.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9604 CALLIS CT, HARRISBURG, NC 28075-9619 |
| Name | Verified Name |
|---|---|
| Address | 60 GREGORY RD #1 # 1, 1, WASHINGTON, DC 20451-0001 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 321 Lightning Bug Ln was $4,697.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Holly Ridge Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,697.00 | $605,556 Land $80,000 Building $525,556 | $605,556 Land $80,000 Building $525,556 |
| 2023 | $2,947.00 | $296,274 Land $50,000 Building $246,274 | $296,274 Land $50,000 Building $246,274 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Lightning Bug Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 155 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 3 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Lightning Bug Ln is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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