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331 James Rd, Gadsden, AL 35903 Property Records

Etowah County property record for 331 James Rd, Gadsden, AL 35903 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,408 sqft · built 2015
Lot Size6.28 acres (273,557 sqft)
Owner2 Individual Names on File
Tax Bill$1,155 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-04-20-0-000-003.004

Property Details

APN / Parcel Number

Primary APN12-04-20-0-000-003.004
Alternative APNs
  • 270454
  • 194907
  • 344133
  • 99889

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,408 sqft Living Area
1st Floor Area2,408 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area273,557 sqft (6.28 acres)
Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number344133
Street Address331 JAMES RD
CityGADSDEN
StateAL
Zip35903-4221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG SE COR NW1/4 NE1/4 TH W 109.63 TH NW 906.23 TH NE 260.06 TH SE 328.34 TH S 734.75 TO POB BEING 6.28 AC LYING IN NW1/4 NE1/4 20-11-8 D-2013-3391691,D-2014-3403654(ROS),D-2023-3556883(ROS) D-2023-3558063,D-2024-3572611
Legal Range8E
Legal Township11S
Legal Section20
JurisdictionETOWAH AL
Township / Civil DivisionHOKES BLUFF
Census Block Group1
Census Block1005
Census Tract10602

Owner

Source: Etowah County records · APN 12-04-20-0-000-003.004

Assessment roll updated June 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address331 JAMES RD, GADSDEN, AL 35903-4221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
RIVER BANK & TRUST
Jun 29, 2017Deed of Trust, Mortgage · Line of Credit
RIVER BANK & TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2013
Deed SaleSep 12, 2013
Deed Document Number20133391691
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionETOWAH AL
Property Address331 JAMES RD, GADSDEN, AL 35903-4221
Transaction TypeMortgage
Record UpdatedJan 04, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003516921
DateMar 01, 2021
Instrument3516921
Lender
NameRIVER BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionETOWAH AL
Property Address331 JAMES RD, GADSDEN, AL 35903-4221
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3452618
DateJun 29, 2017
Instrument3452618
Lender
NameRIVER BANK & TRUST
TypeBank
AddressGADSDEN, AL 35901
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Etowah County records · Assessment roll updated June 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
Unified School DistrictEtowah County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,155.00 (+17.86%) Homeowner's exemption$33,460 (+17.03%) Land $2,100 Building $31,360$334,600 (+17.03%) Land $21,000 Building $313,600
2023$980.00 (+24.68%) Homeowner's exemption$28,590 (+23.23%) Land $2,470 Building $26,120$285,900 (+23.23%) Land $24,700 Building $261,200
2022$786.00 Homeowner's exemption$23,200 Land $2,470 Building $20,730$232,000 Land $24,700 Building $207,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Etowah County (01055C), updated March 21, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010550106021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskHigh
above 71% of the US · above 93% of Alabama
Wildfire LikelihoodAbout 1 in 301 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Killians Electronics, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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