321 James Rd, Gadsden, AL 35903 Property Records

Etowah County property record for 321 James Rd, Gadsden, AL 35903

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,212 sqft · built 1984
Lot Size9.2 acres (400,752 sqft)
Owner2 Individual Names on File
Tax Bill$653 (2025)
Flood ZoneZone X (minimal risk)
APN12-04-20-0-000-003.002

Property Details

APN / Parcel Number

Primary APN12-04-20-0-000-003.002
Alternative APNs
  • 022539
  • 22539

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,212 sqft Living Area
1st Floor Area822 sqft
2nd Floor Area390 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialVinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area400,752 sqft (9.2 acres)
Utility Building320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number022539
Street Address321 JAMES RD
CityGADSDEN
StateAL
Zip35903-4221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH\S BASE YEAR - BEG NE COR NW1/4 NE1/4 TH W 894.61 TO E ROW OF JAMES RD TH S'LY 595S ALONG ROW TH NE 390S TH SE 328.34 TH N 570S TO POB BEING 9.2 AC(C) LY INGIN NW1/4 NE1/4 ALONG E ROW OF JAMES RD 20-11-8 1409-665
Legal Range8E
Legal Township11S
Legal Section20
JurisdictionETOWAH AL
Township / Civil DivisionHOKES BLUFF
Census Block Group1
Census Block1005
Census Tract10602

Owner

321 James Rd is owned and occupied by two individuals.

Source: Etowah County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address321 JAMES RD, GADSDEN, AL 35903-4221
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 321 James Rd was $653 with a homeowner's exemption.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
Unified School DistrictEtowah County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$653.00 Homeowner's exemption$18,160 Land $5,340 Building $12,820$181,300 Land $53,300 Building $128,000
2023Homeowner's exemption Additional exemption filed$18,130 (+17.12%) Land $5,330 Building $12,800$181,300 (+17.12%) Land $53,300 Building $128,000
2022$509.00 Homeowner's exemption$15,480 Land $5,330 Building $10,150$154,800 Land $53,300 Building $101,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 James Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 James Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 92% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Killians Electronics
Fixed Wireless
25 / 10
Verizon
Fixed Wireless
25 / 6

Nearby Properties on James Rd

Nearby Streets

Search Property Records by Address or Parcel Number