331 Exchange St, Astoria, OR 97103 Property Records

Clatsop County property record for 331 Exchange St, Astoria, OR 97103

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 768 sqft · built 1940
Lot Size	0.219 acres (9,583 sqft)
Owner	Trust Name on File
Last Sale	$297,500 (Dec 2007)
Tax Bill	$11,429 (2025)
Deeds & Mortgages	Dec 2019 Reverse Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80907DD03602`

Property Details

APN / Parcel Number

Primary APN	`80907DD03602`
Alternative APN	`22322`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Wood
Interior Walls	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Raised Ranch
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Driveway	Driveway
Driveway Area	300 sqft

Exterior Amenities

Deck Area	238 sqft
Patio Area	238 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	22322
Street Address	331 EXCHANGE ST
City	ASTORIA
State	OR
Zip	97103-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEC:7DD SEC/TWN/RNG/MER:SEC 07 TWN 08 RNG 09
Legal Range	09
Legal Township	08
Legal Section	07
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	CITY/ASTORIA
Jurisdiction	CLATSOP OR
Township / Civil Division	ASTORIA
Census Block Group	3
Census Block	3005
Census Tract	950200

Owner

331 Exchange St is owner-occupied and held in a trust since December 2007.

Source: Clatsop County records, as of November 6, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	331 EXCHANGE ST, ASTORIA, OR 97103-4426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Dec 24, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2007 · Amount on File
Deed Sale	Dec 14, 2007 · Amount on File
Prior Sale	Jul 16, 2007 · Amount on File
Deed Document Number	200712653
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	331 EXCHANGE ST, ASTORIA, OR 97103-4426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010064
Date	Dec 31, 2019
Instrument	201910064

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	331 EXCHANGE ST, ASTORIA, OR 97103-4426
Document Number	0000010065
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	331 EXCHANGE ST ASTORIA OR 971034426, ASTORIA, OR 97103-4426

Mortgage

Document Number	0000010065
Date	Dec 31, 2019
Instrument	10065

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 331 Exchange St was $11,429.

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Astoria City
Unified School District	Astoria School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,429.00	$737,890 Building $737,890	$995,353 Land $257,463 Building $737,890
2023	$10,740.00 (+5.82%)	$539,532 (+3%)	$1,026,039 (+9.23%) Land $247,560 Building $778,479
2022	$10,149.00	$523,819	$939,362 Land $215,270 Building $724,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Exchange St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Exchange St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASTORIA serves 10,181 people · EPA ID OR4100055
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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