181 Exchange St, Astoria, OR 97103 Property Records

Clatsop County property record for 181 Exchange St, Astoria, OR 97103

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 506 sqft · built 2014
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2022)
Tax Bill	$2,501 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80907DD12502`

Property Details

APN / Parcel Number

Primary APN	`80907DD12502`
Alternative APN	`55113`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	506 sqft Living Area
1st Floor Area	350 sqft
Attic	Attic
Attic Area	156 sqft
Great Room	Great Room
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bungalow
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Carport
Carport	Carport
Porch	Covered Porch
Porch Area	84 sqft
Deck Area	30 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55113
Street Address	181 EXCHANGE ST
City	ASTORIA
State	OR
Zip	97103-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCLURES 54 3
Legal Range	09
Legal Township	08
Legal Section	07
Legal Subdivision	MCCLURES
Legal Block	54
Legal Lot Number	3
Jurisdiction	CLATSOP OR
Township / Civil Division	ASTORIA
Census Block Group	3
Census Block	3005
Census Tract	950200

Owner

181 Exchange St is owned and occupied by two individuals who bought it in August 2022.

Source: Clatsop County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 EXCHANGE ST, ASTORIA, OR 97103-4422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Prior Sale	Nov 14, 2012 · Amount on File
Deed Document Number	20226262
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLATSOP OR
Recording Date	Aug 25, 2022
Property Address	181 EXCHANGE ST, ASTORIA, OR 97103-4422
Document Number	0000006262
Instrument Date	Aug 23, 2022
Instrument	202206262
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 103, WELCHES, OR 97067-0103

Mortgage

Document Number	0000006263
Date	Aug 25, 2022
Instrument	202206263

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 181 Exchange St was $2,501.

Source: Clatsop County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Astoria City
Unified School District	Astoria School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,501.00	$125,268	$309,511 Land $159,835 Building $149,676
2023	$2,350.00 (+5.81%)	$118,079 (+3%)	$311,717 (+8.27%) Land $153,688 Building $158,029
2022	$2,221.00	$114,641	$287,905 Land $133,641 Building $154,264

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 181 Exchange St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Exchange St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASTORIA serves 10,181 people · EPA ID OR4100055
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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