Collier County property record for 331 Emerald Bay Cir, Unit V4, Naples, FL 34110
| Property Type | Condominium |
|---|---|
| Details | 1,490 sqft · built 1990 |
| Owner | 2 Individual Names on File |
| Last Sale | $132,500 (Dec 2001) |
| Tax Bill | $1,232 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 698200 V-43A08 |
| Primary APN | 698200 V-43A08 |
|---|---|
| Alternative APN |
|
| Units | 9 Units |
|---|---|
| Building Area | 1,490 sqft Living Area |
| 1st Floor Area | 1,490 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Street Address | 331 EMERALD BAY CIR, V4 |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34110-8619 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VILLAGES OF EMERALD BAY, THE (CONDO) UNIT V-4 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 8 |
| Legal Subdivision | VILLAGES OF EMERALD BAY, THE A CONDOMINI |
| Legal Tract | 698200 |
| Legal Block | 2 |
| Legal Lot Number | V4 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10113 |
331 Emerald Bay Cir, Unit V4 is owned and occupied by two individuals who bought it in December 2001.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 EMERALD BAY CIR, V4, NAPLES, FL 34110-8619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2001 · Amount on File |
| Deed Sale | Dec 28, 2001 · Amount on File |
| Deed Book / Page | 2952 / 1730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 331 EMERALD BAY CIR UNIT V4, V4, NAPLES, FL 34110-8619 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 331 EMERALD BAY CIR V4, V4, NAPLES, FL 34110-8619 |
| Document Number | 0060583172 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 6058/3172 |
| Instrument | 6177074 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 331 Emerald Bay Cir, Unit V4 was $1,232 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,423 (+2.7%) | $330,880 (+5.04%) Building $330,880 | |
| 2025 | $1,232.00 Homeowner's exemption | $168,864 | $315,000 Building $315,000 |
| 2023 | $1,179.00 (-2.24%) Homeowner's exemption | $159,325 (+3%) | $384,520 (+22.16%) Building $384,520 |
| 2022 | $1,206.00 Homeowner's exemption | $154,684 | $314,778 Building $314,778 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 331 Emerald Bay Cir, Unit V4 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 235 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,238 units insured incl. 1,003 condo units |
| Nearby Flood Claims | 61 (2017–2022) |
| Claims Outside the SFHA | 42 of 61 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 Emerald Bay Cir, Unit V4 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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