Collier County property record for 331 Emerald Bay Cir, Unit V3, Naples, FL 34110
| Property Type | Condominium |
|---|---|
| Details | 1,200 sqft · built 1990 |
| Owner | 2 Individual Names on File |
| Tax Bill | $850 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 698200 V-33A08 |
| Primary APN | 698200 V-33A08 |
|---|---|
| Alternative APN |
|
| Units | 9 Units |
|---|---|
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Street Address | 331 EMERALD BAY CIR, V3 |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34110-8619 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VILLAGES OF EMERALD BAY, THE (CONDO) UNIT V-3 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 8 |
| Legal Subdivision | VILLAGES OF EMERALD BAY, THE A CONDOMINI |
| Legal Tract | 698200 |
| Legal Block | 2 |
| Legal Lot Number | V3 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10113 |
331 Emerald Bay Cir, Unit V3 is owned and occupied by two individuals who acquired it in April 2025.
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 EMERALD BAY CIR, V3, NAPLES, FL 34110-8619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 18, 2025 |
| Transfer Doc | 0064601215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 331 EMERALD BAY CIR UNIT V3, V3, NAPLES, FL 34110-8619 |
| Document Number | 0053803537 |
| Book / Page | 005380 / 003537 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2017 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 331 EMERALD BAY CIR #V3 NAPLES FL 341108619, V3, NAPLES, FL 34110-8619 |
| Document Number | 0053803537 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 005380/003537 |
| Instrument | 5389058 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 6, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 331 Emerald Bay Cir, Unit V3 was $850 with exemptions applied.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,338 (+2.7%) | $269,400 (+4.82%) Building $269,400 | |
| 2025 | $850.00 Homeowner's exemption Widower's exemption | $133,727 | $257,000 Building $257,000 |
| 2023 | $854.00 (-1.84%) Homeowner's exemption | $126,173 (+3%) | $324,600 (+19.99%) Building $324,600 |
| 2022 | $870.00 Homeowner's exemption | $122,498 | $270,522 Building $270,522 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 331 Emerald Bay Cir, Unit V3 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 235 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,238 units insured incl. 1,003 condo units |
| Nearby Flood Claims | 61 (2017–2022) |
| Claims Outside the SFHA | 42 of 61 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 Emerald Bay Cir, Unit V3 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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