331 Cope Rd, Benton, KY 42025 Property Records

Marshall County property record for 331 Cope Rd, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Jun 2025)
Tax Bill	$1,710 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`38-0C-00-009`

Property Details

APN / Parcel Number

Primary APN	`38-0C-00-009`
Alternative APN	`1029650`

Exterior

Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Account Number	1029650
Street Address	331 COPE RD
City	BENTON
State	KY
Zip	42025-7524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SOUTHWIND ESTATES SUBDIVISION
Jurisdiction	MARSHALL KY
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1056
Census Tract	950400

Owner

Source: Marshall County assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	331 COPE RD, BENTON, KY 42025-7524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BANK
Jan 20, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 3, 2025	Intrafamily Transfer, Transfer
Jan 22, 2019	Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
May 29, 2018	Special Warranty Deed, Transfer
Apr 10, 2018	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Jan 22, 2019 · Amount on Record
Deed Book / Page	524 / 248
Prior Transfer Date	May 28, 2025
Prior Transfer Doc	DEED524/248
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	Jul 14, 2026
Property Address	331 COPE RD, BENTON, KY 42025-7524
Document Number	0534000454
Book / Page	534 / 454
Instrument Date	Jul 13, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	LAND TITLE, TURNER LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$23,230.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 COPE RD, BENTON, KY 42025-7524

Mortgage

Document Number	1116000470,
Date	Jul 14, 2026
Book Page	1116/470

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	331 COPE RD, BENTON, KY 42025-7524
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 COPE RD, BENTON, KY 42025-7524

Mortgage

Document Number	MTG964/584
Date	Feb 17, 2021
Book Page	MTG 964/584
Instrument	1035618

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	331 COPE RD, BENTON, KY 42025-7524
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 COPE RD, BENTON, KY 42025-7524

Mortgage

Document Number	000999/107
Date	Jan 20, 2022
Book Page	999/107
Instrument	1077258

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARSHALL KY
Recording Date	Jun 3, 2025
Property Address	331 COPE RD, BENTON, KY 42025-7524
Document Number	DEED524/248
Book / Page	DEED524 / 248
Map Reference	SL C-186
Instrument Date	Jan 12, 2024
Instrument	1126876
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 JOHN CLAYTON DR, BENTON, KY 42025-5671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 COPE RD, BENTON, KY 42025-7524
Mail Care Of	SHANE LYNN LYMAN

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Jan 22, 2019
Property Address	331 COPE RD, BENTON, KY 42025-7524
Document Number	DEED466/079
Book / Page	DEED 466 / 079
Map Reference	SL C-186
Instrument Date	Jan 17, 2019
Instrument	1021355
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 CAMPBELL CT, MAYFIELD, KY 42066-1311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 PATRIOT ST, GILBERTSVILLE, KY 42044-9052

Mortgage

Document Number	0001021367
Date	Jan 22, 2019
Instrument	1021367

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	May 29, 2018
Property Address	331 COPE RD, BENTON, KY 42025-7524
Document Number	DEED460/080
Book / Page	DEED 460 / 080
Map Reference	SL C-186
Instrument Date	May 4, 2018
Instrument	1017081
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Tax	$92.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	121 CAMPBELL CT, MAYFIELD, KY 42066-1311

April 2018: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	MARSHALL KY
Recording Date	Apr 10, 2018
Property Address	331 COPE RD, BENTON, KY 42025-7524
Document Number	DEED459/091
Book / Page	DEED 459 / 091
Map Reference	SL C-186
Instrument Date	Mar 7, 2018
Instrument	1016236
Transaction Type	Foreclosure
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Benton City
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,710.00 (+13.7%)	$192,000 (+20.08%) Land $12,000 Building $180,000	$192,000 (+20.08%) Land $12,000 Building $180,000
2023	$1,504.00	$159,900 Land $10,000 Building $149,900
2022			$159,900 Land $10,000 Building $149,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	21 (1979–2016)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Jul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides, Jul 2016 · 4 claims Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Communications.

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