178 Cope Rd, Benton, KY 42025 Property Records

Marshall County property record for 178 Cope Rd, Benton, KY 42025

Property Summary

Property TypeSingle Family Home
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$124,000 (Feb 2012)
Tax Bill$988 (2025)
Deeds & MortgagesApr 2021 Second Mortgage
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN38-0B-00-001

Property Details

APN / Parcel Number

Primary APN38-0B-00-001
Alternative APN
  • 888990

Exterior

Lot Area20,038 sqft (0.46 acres)

Location & Zoning

Account Number888990
Street Address178 COPE RD
CityBENTON
StateKY
Zip42025-7522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSOUTHLAND ESTATES SUBDIVISION
Legal Lot Number1
JurisdictionMARSHALL KY
Township / Civil DivisionBENTON
Census Block Group1
Census Block1041
Census Tract950400

Owner

178 Cope Rd is owned and occupied by two individuals who acquired it in September 2017.

Source: Marshall County records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address178 COPE RD, BENTON, KY 42025-7522
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SIGNET FCU
Mar 16, 2018Deed of Trust, Mortgage
COMMUNITY FINANCIAL SERVICES BANK
Sep 7, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2012 · Amount on File
Deed SaleFeb 15, 2012 · Amount on File
Prior SaleJul 19, 2007 · Amount on File
Deed Document Number2012221751
Deed Book / Page410 / 510
Last Transfer DateSep 6, 2017
Transfer DocDEED454/146
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARSHALL KY
Property Address178 COPE RD, BENTON, KY 42025-7522
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 COPE RD, BENTON, KY 42025-7522

Mortgage

Document NumberMTG970/421
DateApr 6, 2021
Book PageMTG 970/421
Instrument1036633
Lender
NameSIGNET FCU
TypeCredit Union
AddressPADUCAH, KY 42002
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term191 Months
DueMar 2, 2037

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARSHALL KY
Property Address178 COPE RD, BENTON, KY 42025-7522
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG879/257
DateMar 16, 2018
Book PageMTG 879/257
Instrument1015825
Lender
NameCOMMUNITY FINANCIAL SERVICES BANK
TypeBank
AddressBENTON, KY 42025
Agreement
AmountAmount on Record
Term238 Months
DueJan 18, 2038
Interest
Rate TypeAdjustable Rate

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionMARSHALL KY
Recording DateSep 7, 2017
Property Address178 COPE RD, BENTON, KY 42025-7522
Document NumberDEED454/146
Book / PageDEED 454 / 146
Map ReferenceCAB E
Instrument DateSep 6, 2017
Instrument1012501
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address754 BENT CREEK DR, 754, BENTON, KY 42025-9448

Transferred To (Grantee/Buyer)

NameVerified Name
Address754 BENT CREEK DR, BENTON, KY 42025-9448

Tax Assessment & Valuation

The 2025 property tax bill for 178 Cope Rd was $988 with a homeowner's exemption.

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBenton City
CountyMarshall County
Unified School DistrictMarshall County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$988.00 Homeowner's exemption$160,000 Land $20,000 Building $140,000$160,000 Land $20,000 Building $140,000
2023$787.00 Homeowner's exemption$130,000 Land $20,000 Building $110,000
2022$130,000 Land $20,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Cope Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims21 (1979–2016)
Claims Outside the SFHA7 of 21
Most Recent ClaimJul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides, Jul 2016 · 4 claims
  • Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Cope Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON WATER & SEWER
serves 7,981 people · EPA ID KY0790029
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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