3309 Whisper Bluff, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3309 Whisper Bluff, Schertz, TX 78108 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,799 sqft · built 2004
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$222,500 (Jul 2019)
Tax Bill	$2,045 (2023)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3563201904000000`

Property Details

APN / Parcel Number

Primary APN	`1G3563201904000000`
Alternative APNs	`000000112393` `000000235141` `112393`

Interior

Stories	2 Stories
Building Area	2,799 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	1,218 sqft
2nd Floor Area	1,581 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3309 WHISPER BLF
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 BLOCK 19 LOT 40
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2
Legal Tract	40
Legal Block	19
Legal Lot Number	40
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2005
Census Tract	210613

Owner

Source: Guadalupe County records · APN 1G3563201904000000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3309 WHISPER BLF, SCHERTZ, TX 78154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2019 · Amount on Record
Deed Sale	Jul 05, 2019 · Amount on Record
Prior Sale	Jan 22, 2009 · Amount on Record
Deed Document Number	201999014951
Prior Transfer Date	Jun 26, 2019
Prior Transfer Doc	0099014951
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 05, 2019
Property Address	3309 WHISPER BLF, SCHERTZ, TX 78108-2268
Document Number	0000014951
Instrument Date	Jun 26, 2019
Instrument	14951
Transaction Type	Transfer
Record Updated	Nov 06, 2019
Title Company	CAPITAL TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 WHISPER BLF SCHERTZ TX 781082268, SCHERTZ, TX 78108-2268

Mortgage

Document Number	14952
Date	Jul 05, 2019
Instrument	14952

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 04, 2049

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,292 (+8.64%) Land $40,703 Building $267,589	$308,292 (+8.64%) Land $40,703 Building $267,589
2025		$283,786 (-12.22%) Land $28,726 Building $255,060	$283,786 (-12.22%) Land $28,726 Building $255,060
2023	$2,045.00 (-44.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$323,310 Land $40,007 Building $283,303	$323,310 Land $40,007 Building $283,303
2022	$3,714.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872106132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Texas
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.