3304 Whisper Bluff, Schertz, TX 78154 Property Records

Guadalupe County property record for 3304 Whisper Bluff, Schertz, TX 78154 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	2,000 sqft Living Area
Lot Size	5,500 sqft (0.126 acres)
Garage	Attached, 420 sqft
Occupancy	Owner Occupied
Tax Bill	$2,722.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1G3563202604500000`
Alternative APNs	`000000112371` `000000205990` `000000294932` `112371`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,000 sqft Living Area
Gross Area	2,520 sqft Gross Area
1st Floor	2,000 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer Exterior
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,500 sqft (0.126 acres)
Depth X Width	110 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch	Covered Porch
Porch Area	130 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	3304 WHISPER BLF
City	SCHERTZ
State	TX
Zip	78154
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2, BLOCK 26, LOT 45
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2
Legal Tract	45
Legal Block	26
Legal Lot Number	45
Jurisdiction	GUADALUPE TX
Minor Civil Division	SCHERTZ-CIBOLO
Census Blockgroup	3
Census Block	3017
Census Tract	210613

Owner

Source: Guadalupe County records · APN 1G3563202604500000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3304 WHISPER BLF, SCHERTZ, TX 78154
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 07, 2016
Transfer Doc	0000027141
Record Refreshed	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3304 WHISPER BLF, SCHERTZ, TX 78108-2268
Transaction Type	Mortgage
Record Updated	Nov 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099039179
Date	Nov 15, 2021
Instrument	202199039179

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Dec 01, 2028

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,918 (+2.91%) Land $40,703 Building $226,215	$266,918 (+2.91%) Land $40,703 Building $226,215
2025	$2,722.00 (-32.72%) Homeowner's exemption Senior Citizen's exemption	$259,359 (-12.89%) Land $28,726 Building $230,633	$259,359 (-12.89%) Land $28,726 Building $230,633
2024	$4,046.00 (-4.67%)
2023	$4,244.00 (-13.39%) Homeowner's exemption	$297,738 Land $40,007 Building $257,731	$297,738 Land $40,007 Building $257,731
2022	$4,900.00

Flood & Wildfire

3304 Whisper Bluff is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Guadalupe County (48187C), updated April 27, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 6th in Texas
Wildfire Likelihood	Low — about 1 in 5,882 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.