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3309 Stone Barn Dr, Frederick, MD 21704 Property Records

Frederick County property record for 3309 Stone Barn Dr, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,640 sqft · built 2019
Lot Size0.058 acres (2,503 sqft)
Owner2 Individual Names on Record
Last Sale$665,000 (Feb 2026)
Tax Bill$7,425 (2025)
Deeds & MortgagesFeb 2026 Sale
Jan 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN07-598366

Property Details

APN / Parcel Number

Primary APN07-598366
Alternative APN
  • 598366

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,640 sqft Living Area
Gross Area3,120 sqft
1st Floor Area880 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,503 sqft (0.058 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area280 sqft
Balcony Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number598366
Street Address3309 STONE BARN DR
CityFREDERICK
StateMD
Zip21704-7643
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 22482 2,503 SQ FT URBANA TOWN CENTER
Legal Lot Number22482
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1028
Census Tract752206

Owner

Source: Frederick County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3309 STONE BARN DR, FREDERICK, MD 21704-7643
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jan 27, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 5, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
JFQ LENDING INC
Apr 20, 2020Deed, Subdivision Related Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Jun 19, 2019Grant Deed, Transfer
KEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENTS SVC
Mar 29, 2019Grant Deed, Transfer
WALKER TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2026 · Amount on Record
Deed SaleFeb 17, 2026 · Amount on Record
Prior SaleApr 20, 2020 · Amount on Record
Deed Book / Page17725 / 295
Prior Transfer DateOct 28, 2022
Prior Transfer Doc1763000160
Record UpdatedSep 20, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 17, 2026
Property Address3309 STONE BARN DR, FREDERICK, MD 21704-7643
Document Number0177250295
Book / Page17725 / 295
Map ReferenceMB 101 PG 164
Instrument DateFeb 12, 2026
Transaction TypeTransfer
Record UpdatedMar 3, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$1,662.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3309 STONE BARN DR, FREDERICK, MD 21704-7643

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3309 STONE BARN DR, FREDERICK, MD 21704-7643

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3309 STONE BARN DR, FREDERICK, MD 21704-7643
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyACADIA SETTLEMENT SERVICES LLC, RADIAN SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3309 STONE BARN DR, FREDERICK, MD 21704-7643

Mortgage

Document Number0156890001
DateJan 27, 2022
Book Page15689/1
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateDec 5, 2025
Property Address3309 STONE BARN DR, FREDERICK, MD 21704-7643
Document Number0176310160
Book / Page17631 / 160
Map ReferenceMB 101 PG 164
Instrument DateOct 28, 2022
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3309 STONE BARN DR, FREDERICK, MD 21704-7643

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3309 STONE BARN DR, FREDERICK, MD 21704-7643

Mortgage

Document Number0017631168
DateDec 5, 2025
Instrument17631/168
Lender
NameJFQ LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term264 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Type Change DateJan 1, 2024
Change FrequencyAnnually
Min Rate At Change4.99%
Max Rate At Change10.9%
Index1-Year T-Bill
Max Rate13.9%

April 2020: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 20, 2020
Property Address3309 STONE BARN DR, FREDERICK, MD 21704-7643
Document Number0136670470
Book / Page13667 / 470
Map ReferenceMB 101 PG 164
Instrument DateMar 31, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 11, 2022
Title CompanyKEYSTONE TTL SETMNT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,474.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3309 STONE BARN DR, FREDERICK, MD 21704-7643

Mortgage

Document Number0136670478
DateApr 20, 2020
Instrument13667/0478
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 19, 2019
Property Address3309 STONE BARN DR, FREDERICK, MD 21704-7643
Document Number0130340392
Book / Page013034 / 000392
Instrument DateMay 7, 2019
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENTS SVC

Transaction

AmountAmount Recorded
Tax$1,049.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2099 GAITHER RD #600 ROCKVILLE MD 208504018, 600, ROCKVILLE, MD 20850-4018
InvestorPossibly a Property Investor

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMar 29, 2019
Property Address3309 STONE BARN DR, FREDERICK, MD 21704-7643
Document Number0128950312
Book / Page012895 / 000312
Instrument DateMar 22, 2019
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyWALKER TITLE

Transaction

AmountAmount Recorded
Tax$608.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14280 PARK MEADOW DR #108 CHANTILLY VA 201512291, 108, CHANTILLY, VA 20151-2291
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,425.00 (+5.69%) Homeowner's exemption$515,933 (+11.18%)$604,800 (+28.27%) Land $150,000 Building $454,800
2024$7,025.00 (+4.2%)
2023$6,742.00 Homeowner's exemption$464,067$471,500 Land $140,000 Building $331,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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