3305 Stone Barn Dr, Frederick, MD 21704 Property Records

Frederick County property record for 3305 Stone Barn Dr, Frederick, MD 21704 · Last verified July 2026

Property Summary

Property TypeTownhouse
Details4.5 ba · 2,304 sqft · built 2019
Lot Size0.032 acres (1,408 sqft)
OwnerIndividual Name on File
Last Sale$538,000 (Sep 2022)
Tax Bill$6,970 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-598364

Property Details

APN / Parcel Number

Primary APN07-598364
Alternative APN
  • 598364

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,304 sqft Living Area
Gross Area2,656 sqft
1st Floor Area784 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,408 sqft (0.032 acres)
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area256 sqft
Balcony Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number598364
Street Address3305 STONE BARN DR
CityFREDERICK
StateMD
Zip21704-7643
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 22480 1,408 SQ FT URBANA TOWN CENTER
Legal SubdivisionURBANA TOWN CENTER
Legal Lot Number22480
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1028
Census Tract752206

Owner

Source: Frederick County records · APN 07-598364

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3305 STONE BARN DR, FREDERICK, MD 21704-7643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Deed, Transfer · Conventional Mortgage
DIGITAL FCU
Jan 27, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 09, 2020Loan Modification, Mortgage · VA Mortgage
PENNYMAC
Dec 11, 2019Deed, Subdivision Related Transfer · FHA Mortgage
DRAPER & KRAMER MORTGAGE CORP
Jun 19, 2019Grant Deed, Transfer
KEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENTS SVC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2022 · Amount on Record
Deed SaleSep 29, 2022 · Amount on Record
Prior SaleDec 11, 2019 · Amount on Record
Deed Book / Page16155 / 459
Record UpdatedSep 20, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 29, 2022
Property Address3305 STONE BARN DR, FREDERICK, MD 21704-7643
Document Number0161550459
Book / Page16155 / 459
Map ReferenceMB 101 PG 164
Instrument DateAug 26, 2022
Transaction TypeTransfer
Record UpdatedOct 10, 2022
Title CompanyADMIRAL TITLE LLC, ADMIRAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3305 STONE BARN DR, FREDERICK, MD 21704-7643

Mortgage

Document Number0016155469
DateSep 29, 2022
Instrument16155/469
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateSep 01, 2027
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change5.25%
IndexOther
Margin3
Max Rate8.25%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3305 STONE BARN DR, FREDERICK, MD 21704-7643
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3305 STONE BARN DR, FREDERICK, MD 21704-7643

Mortgage

Document Number0144920261
DateJan 27, 2021
Book Page14492/261
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2050

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFREDERICK MD
Property Address3305 STONE BARN DR, FREDERICK, MD 21704-7643
Document Number0144810407
Instrument DateDec 09, 2020
Transaction TypeMortgage
Record UpdatedApr 16, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3305 STONE BARN DR FREDERICK MD 217047643, FREDERICK, MD 21704-7643

Mortgage

Document Number0144810407
DateJan 22, 2021
Book Page014481/000407
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2051

December 2019: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 11, 2019
Property Address3305 STONE BARN DR, FREDERICK, MD 21704-7643
Document Number0133930185
Book / Page13393 / 0185
Map ReferenceMB 101 PG 164
Instrument DateNov 27, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 11, 2022
Title CompanyKEYSTONE TTL SETMNT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,040.42
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3305 STONE BARN DR, FREDERICK, MD 21704-7643

Mortgage

Document Number0133930195
DateDec 11, 2019
Instrument13393/0195
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 19, 2019
Property Address3305 STONE BARN DR, FREDERICK, MD 21704-7643
Document Number0130340392
Book / Page013034 / 000392
Instrument DateMay 07, 2019
Transaction TypeTransfer
Record UpdatedMay 08, 2020
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENTS SVC

Transaction

AmountAmount Recorded
Tax$1,049.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2099 GAITHER RD #600 ROCKVILLE MD 208504018, 600, ROCKVILLE, MD 20850-4018
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,970.00 (+13.43%)$459,700 (+11.27%)$539,900 (+28.67%) Land $150,000 Building $389,900
2023$6,145.00$413,133$419,600 Land $140,000 Building $279,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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