3309 N 3rd St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 3309 N 3rd St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1923
Lot Size	0.693 acres (30,195 sqft)
Owner	2 Individual Names on Record
Tax Bill	$409 (2025)
Deeds & Mortgages	Dec 2021 Sale Jul 2021 Sale
APN	`03-9.0-32-003-000-036.000`

Property Details

APN / Parcel Number

Primary APN	`03-9.0-32-003-000-036.000`

Interior

Building Area	912 sqft Base Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	30,195 sqft (0.693 acres)
Lot Dimensions	228 ft deep x 132 ft wide

Location & Zoning

Street Address	3309 N 3RD ST
City	SAINT JOSEPH
State	MO
Zip	64505-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:STEINACKER PASTURE LOT:8 BLK:LGL DESC:PRT L 8 & 9 BEG 139.1' NWLY FROM SW COR L 9 TH E 228.75' N 100' TO PNT 12' N OF N/L L 9 TH W 78.75' TH NWLY 190' TOPT ON CO RD 23.5' NW NW COR L 9 TH SELY 132' TO BEG
Legal Subdivision	STEINACKER PASTURE
Legal Lot Number	8
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2034
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3309 N 3RD ST, SAINT JOSEPH, MO 64505-3044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Subdivision Related Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 30, 2021	Personal Representative Deed, Transfer NOT AVAILABLE, ST JOSEPH TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022
Deed Sale	May 25, 2022
Prior Sale	May 6, 2022
Deed Document Number	20225015
Deed Book / Page	3776 / 419
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 22, 2021
Property Address	3309 N 3RD ST, SAINT JOSEPH, MO 64505-3044
Document Number	003771/159
Book / Page	3771 / 159
Instrument Date	Dec 21, 2021
Instrument	2021013872
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 N 3RD ST, SAINT JOSEPH, MO 64505-3044

July 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 30, 2021
Property Address	3309 N 3RD ST, SAINT JOSEPH, MO 64505-3044
Document Number	3765/348
Book / Page	3765 / 348
Instrument Date	Jul 28, 2021
Instrument	2021008022
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 S BELL STE 300 ST, 300, SAINT JOSEPH, MO 64507

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$409.00 (+0.25%)	$5,770 (+12.26%) Land $1,620 Building $4,150	$30,360 (+12.44%) Land $8,500 Building $21,860
2024	$408.00 (+21.79%)
2023	$335.00 (-0.89%)	$5,140 (-) Land $1,620 Building $3,520	$27,000 (-) Land $8,500 Building $18,500
2022	$338.00	$5,140 Land $1,620 Building $3,520
2021			$27,000 Land $8,500 Building $18,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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