3303 N 3rd St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 3303 N 3rd St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1922
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on File
Tax Bill	$767 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2017 Mortgage
APN	`03-9.0-32-003-000-035.000`

Property Details

APN / Parcel Number

Primary APN	`03-9.0-32-003-000-035.000`

Interior

Building Area	912 sqft Base Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	80,150 sqft (1.84 acres)

Location & Zoning

Street Address	3303 N 3RD ST
City	SAINT JOSEPH
State	MO
Zip	64505-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:STEINACKER PASTURE LOT:9 BLK:LGL DESC:EX BEG NW COR L9 TH E 265' S 88' W 228.75' TO E R/W OF 3RD ST RD NW ALG R/W TO POB
Legal Subdivision	STEINACKER PASTURE
Legal Lot Number	9
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2034
Census Tract	300

Owner

3303 N 3rd St is owned and occupied by an individual who acquired it in December 2021.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3303 N 3RD ST, SAINT JOSEPH, MO 64505-3044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BLUELINE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021
Deed Sale	Dec 22, 2021
Prior Sale	Nov 10, 2014 · Amount on File
Deed Document Number	202113872
Deed Book / Page	3771 / 159
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3303 N 3RD ST, SAINT JOSEPH, MO 64505-3044
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3303 N 3RD ST, SAINT JOSEPH, MO 64505-3044

Mortgage

Document Number	003772/925
Date	Feb 15, 2022
Book Page	3772/925
Instrument	2022001497

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	ROSCOE, IL 61073

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3303 N 3RD ST, SAINT JOSEPH, MO 64505-3044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017009260
Date	Sep 18, 2017
Instrument	2017009260

Lender

Name	FIDELITY BLUELINE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3303 N 3rd St was $767.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$767.00	$10,690 Land $4,980 Building $5,710	$56,390 Land $26,340 Building $30,050
2024	$767.00 (+12.79%)
2023	$680.00 (-0.73%)	$10,290 (-) Land $4,980 Building $5,310	$54,290 Land $26,340 Building $27,950
2022	$685.00	$10,290 Land $4,980 Building $5,310
2021			$54,290 Land $26,340 Building $27,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3303 N 3rd St; there have been 53 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3303 N 3rd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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