3309 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3309 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 936 sqft · built 1995
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$196,600 (Feb 2019)
Tax Bill	$2,205 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.16`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.16`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	936 sqft Living Area
Gross Area	1,096 sqft
Basement Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	160 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3309 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 16
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	16
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1003
Census Tract	700116

Owner

Source: Jefferson County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3309 5 OAKS DR, ARNOLD, MO 63010-3887
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 26, 2019	Quit Claim Deed, Mortgage · FHA Mortgage DAS ACQUISITION
Jun 7, 2018	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
Jun 11, 2018	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2019 · Amount on Record
Deed Sale	Feb 26, 2019 · Amount on Record
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	20195200
Last Transfer Date	Dec 23, 2020
Transfer Doc	2021R002867
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3309 5 OAKS DR, ARNOLD, MO 63010-3887
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002868
Date	Jan 20, 2021
Instrument	2021R-002868

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 26, 2019
Property Address	3309 5 OAKS DR, ARNOLD, MO 63010-3887
Document Number	0000005200
Instrument Date	Feb 6, 2019
Instrument	5200
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 5 OAKS DR ARNOLD MO 630103887, ARNOLD, MO 63010-3887

Mortgage

Document Number	5202
Date	Feb 26, 2019
Instrument	5202

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3309 5 OAKS DR, ARNOLD, MO 63010-3887
Document Number	0000028578
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	REEF TITLE COMPANY, REEF TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 S OAKS DR ARNOLD MO 63010, ARNOLD, MO 63010

Mortgage

Document Number	0000028578
Date	Sep 19, 2018
Instrument	28578

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 11, 2018
Property Address	3309 5 OAKS DR, ARNOLD, MO 63010-3887
Document Number	0000017122
Instrument Date	Jun 7, 2018
Instrument	17122
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	502 MAIN ST WAYNESVILLE MO 655832031, WAYNESVILLE, MO 65583-2031

Mortgage

Document Number	17123
Date	Jun 11, 2018
Instrument	17123

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,600 (+8.74%) Land $4,800 Building $28,800	$176,800 (-) Land $25,300 Building $151,500
2024	$2,205.00 (+0.59%)		$176,800 (+8.6%) Land $25,300 Building $151,500
2023	$2,192.00	$30,900 Land $4,800 Building $26,100	$162,800 Land $25,300 Building $137,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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