3305 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3305 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 768 sqft · built 1994
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,500 (May 2013)
Tax Bill	$2,135 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.17`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.17`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	768 sqft Living Area
Gross Area	1,014 sqft
Basement Area	154 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	246 sqft
Porch	Open Frame Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3305 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 17
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	17
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1003
Census Tract	700116

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3305 5 OAKS DR, ARNOLD, MO 63010-3887
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit BUSEY BK
Apr 9, 2020	Deed of Trust, Mortgage LEADERONE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2013 · Amount on Record
Deed Sale	May 21, 2013 · Amount on Record
Prior Sale	Nov 9, 2012
Deed Document Number	201320344
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3305 5 OAKS DR, ARNOLD, MO 63010-3887
Document Number	0000027966
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3305 5 OAKS DR ARNOLD MO 630103887, ARNOLD, MO 63010-3887

Mortgage

Document Number	0000027966
Date	Aug 4, 2020
Instrument	27966

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 3, 2040

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3305 5 OAKS DR, ARNOLD, MO 63010-3887
Document Number	0000016639
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	SOUTHERN IL R/E TITLE CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3305 5 OAKS DR ARNOLD MO 630103887, ARNOLD, MO 63010-3887

Mortgage

Document Number	0000016639
Date	May 15, 2020
Instrument	16639

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,900 (-) Land $4,800 Building $26,100	$162,800 (-) Land $25,300 Building $137,500
2025	$2,135.00 (+6.01%)	$30,900 (+8.8%) Land $4,800 Building $26,100
2024			$162,800 (+8.75%) Land $25,300 Building $137,500
2023	$2,014.00	$28,400 Land $4,800 Building $23,600	$149,700 Land $25,300 Building $124,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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