3308 Central Ave, Middletown, OH 45044 Property Records

Butler County property record for 3308 Central Ave, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,556 sqft · built 1953
Lot Size	0.422 acres (18,404 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Aug 2023)
Tax Bill	$5,219 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Q6541-014.000-028`

Property Details

APN / Parcel Number

Primary APN	`Q6541-014.000-028`
Alternative APNs	`0000300` `374236` `377311`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,556 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	952 sqft
Attic Area	460 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	18,404 sqft (0.422 acres)
Lot Dimensions	198 ft deep x 76 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Patio Area	85 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000300
Old Parcel Number	Q6541014.000028
Street Address	3308 CENTRAL AVE
City	MIDDLETOWN
State	OH
Zip	45044-4940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6736 N 200 FT CONS W/ 014-148
Legal Subdivision	MIDDLETOWN
Legal Lot Number	6736
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1007
Census Tract	13300

Owner

3308 Central Ave is owned and occupied by an individual who bought it in August 2023.

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3308 CENTRAL AVE, MIDDLETOWN, OH 45044-4940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 16, 2023	Fiduciary Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Prior Sale	Dec 4, 1998
Deed Document Number	0000025692
Deed Book / Page	10003 / 1424
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	3308 CENTRAL AVE, MIDDLETOWN, OH 45044-4940
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 CENTRAL AVE, MIDDLETOWN, OH 45044-4940

Mortgage

Document Number	0000041408
Date	Nov 25, 2025
Book Page	10292/242
Instrument	2025-00041408

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 16, 2023
Property Address	3308 CENTRAL AVE, MIDDLETOWN, OH 45044-4940
Document Number	0000025692
Book / Page	10003 / 1424
Instrument Date	Aug 3, 2023
Instrument	2023-00025692
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3308 CENTRAL AVE, MIDDLETOWN, OH 45044-4940

Mortgage

Document Number	0100031426
Date	Aug 16, 2023
Instrument	10003/1426

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3308 Central Ave was $5,219.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,219.00	$99,200 Land $13,210 Building $85,990	$283,430 Land $37,750 Building $245,680
2023	$5,093.00 (+14.58%)	$99,200 (+30.1%) Land $13,210 Building $85,990	$283,430 Land $37,750 Building $245,680
2022	$4,445.00	$76,250 Land $13,210 Building $63,040
2020			$217,870 Land $37,750 Building $180,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3308 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3308 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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