St. Charles County property record for 3308 Camp St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2016 |
| Lot Size | 0.083 acres (3,611 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $233,158 (Jan 2017) |
| Tax Bill | $4,845 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T160500023 |
| Primary APN | T160500023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 3,200 sqft |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Lot Area | 3,611 sqft (0.083 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T160500023 |
|---|---|
| Street Address | 3308 CAMP ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS GATEWAY DIST #1 LOT 82 |
| Legal Subdivision | NEW TOWN AT ST CHAS GATEWAY DIST #1 |
| Legal Lot Number | 82 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 310201 |
3308 Camp St is owned and occupied by two individuals who bought it in January 2017.
Source: St. Charles County records, as of June 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3308 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| May 5, 2021 | Deed of Trust, Mortgage · VA Mortgage SERVICEMAC LLC |
| Jan 20, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2017 · Amount on File |
| Deed Sale | Jan 20, 2017 · Amount on File |
| Prior Sale | Oct 5, 2016 · Amount on File |
| Deed Document Number | 201742430 |
| Deed Book / Page | 6688 / 1018 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 27, 2026 |
| Property Address | 3308 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Number | 0000035261 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202635261 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3424 REED CROSSING ST, SAINT CHARLES, MO 63301-8284 |
| Document Number | 0000035262, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202635262 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3308 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3308 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Number | 2021R039452 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 2021R-039452 |
| Name | SERVICEMAC LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 20, 2017 |
| Property Address | 3308 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Number | 0066881018 |
| Book / Page | 6688 / 1018 |
| Map Reference | MB 48 PG 62 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 20170120000042430 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CONTINENTAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3333 RUE ROYALE ST STE 4, 3333, SAINT CHARLES, MO 63301-8237 |
| Name | Verified Name |
|---|---|
| Address | 3308 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Number | 20170120000042440 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 20170120000042440 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62,095 | $326,813 Land $48,000 Building $278,813 | |
| 2024 | $4,845.00 | ||
| 2023 | $59,296 | ||
| 2022 | $312,083 Land $36,000 Building $276,083 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3308 Camp St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3308 Camp St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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