St. Charles County property record for 3304 Camp St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,032 sqft · built 2017 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,127 (May 2026) |
| Tax Bill | $5,583 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T160500024 |
| Primary APN | T160500024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 3,448 sqft |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 816 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 3,999 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T160500024 |
|---|---|
| Street Address | 3304 CAMP ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS GATEWAY DIST #1 LOT 83 |
| Legal Subdivision | NEW TOWN AT ST CHAS GATEWAY DIST #1 |
| Legal Lot Number | 83 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 310201 |
Source: St. Charles County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 13, 2026 | Quit Claim Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 1, 2025 | Warranty Deed, Transfer |
| Aug 12, 2025 | Warranty Deed, Transfer · Line of Credit LINDELL BANK & TRUST CO |
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 19, 2018 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Apr 25, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Oct 1, 2025 |
| Deed Document Number | 202622483 |
| Prior Transfer Date | May 5, 2026 |
| Prior Transfer Doc | 0000022483 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Number | 0000077554 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021R-077554 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 13, 2026 |
| Property Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Number | 0000022483 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026.22483 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Number | 0000022484, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026.22484 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 1, 2025 |
| Property Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Number | 0000043485 |
| Map Reference | MB 48 PG 62 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025R-043485 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Name | Verified Name |
|---|---|
| Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 12, 2025 |
| Property Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Number | 0000034809 |
| Map Reference | MB 48 PG 62 |
| Instrument Date | Aug 8, 2025 |
| Instrument | 2025R-034809 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2025 |
| Title Company | ETC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 NW TIMBERBROOKE DR, LEES SUMMIT, MO 64081-2033 |
| Name | Verified Name |
|---|---|
| Address | 302 OAKLAWN AVE, WARRENTON, MO 63383-1010 |
| Document Number | 0000034810 |
|---|---|
| Date | Aug 12, 2025 |
| Instrument | 2025R-034810 |
| Name | LINDELL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63139 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 8, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Number | 2021R077554 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021R-077554 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Number | 0069922316 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 6992/2316 |
| Instrument | 20181019000600540 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 25, 2017 |
| Property Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Number | 0067321805 |
| Book / Page | 6732 / 1805 |
| Map Reference | MB 48 PG 62 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 20170425000247470 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CONTINENTAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3333 RUE ROYALE ST STE 4, 3333, SAINT CHARLES, MO 63301-8237 |
| Name | Verified Name |
|---|---|
| Address | 3304 CAMP ST, SAINT CHARLES, MO 63301-8439 |
| Document Number | 20170425000247480 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 20170425000247480 |
| Name | CORNERSTONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,583.00 | $70,908 (+4.52%) | $373,202 (+4.52%) Land $48,000 Building $325,202 |
| 2023 | $67,841 | ||
| 2022 | $357,059 Land $36,000 Building $321,059 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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