3307 Arbor Ter, Charlottesville, VA 22911 Property Records

Albemarle County property record for 3307 Arbor Ter, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,667 sqft · built 1991
Lot Size	0.098 acres (4,295 sqft)
Owner	Company Name on Record
Tax Bill	$3,965 (2026)
Deeds & Mortgages	May 2022 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046B4-01-0G-02800`

Property Details

APN / Parcel Number

Primary APN	`046B4-01-0G-02800`
Alternative APN	`12829`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,667 sqft Finished Area
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,295 sqft (0.098 acres)
View / Lot	Proximity to Airport
Garage Area	200 sqft
Porch	Slab
Porch Area	68 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3307 ARBOR TER
City	CHARLOTTESVILLE
State	VA
Zip	22911-7226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6 RESIDEN
Legal Description	FOREST LAKES TOWNHOUSES B G 28
Legal Subdivision	FOREST LAKES TOWNHOUSES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1000
Census Tract	10303

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3307 ARBOR TER, CHARLOTTESVILLE, VA 22911-7226
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS LLC
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY/VA CMNTY CU
Mar 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2017
Deed Sale	Mar 24, 2017
Prior Sale	Oct 9, 2014 · Amount on Record
Deed Document Number	20173365
Prior Transfer Date	Mar 21, 2017
Prior Transfer Doc	201700003365
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3307 ARBOR TER, CHARLOTTESVILLE, VA 22911-7226
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200005360
Date	May 4, 2022
Instrument	202200005360

Lender

Name	MEMBER OPTIONS LLC
Type	Non-Lending Institution
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3307 ARBOR TER, CHARLOTTESVILLE, VA 22911-7226
Document Number	0000010770
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3307 ARBOR TER CHARLOTTESVILLE VA 229117226, CHARLOTTESVILLE, VA 22911-7226

Mortgage

Document Number	0000010770
Date	Sep 25, 2018
Book Page	005098/000438
Instrument	10770

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 24, 2023

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 24, 2017
Property Address	3307 ARBOR TER, CHARLOTTESVILLE, VA 22911-7226
Document Number	0000003365
Book / Page	004889 / 000449
Instrument Date	Mar 21, 2017
Instrument	3365
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3307 ARBOR TER CHARLOTTESVILLE VA 229117226, CHARLOTTESVILLE, VA 22911-7226

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,965.00 (-0.43%)	$443,500 (-0.45%) Land $99,000 Building $344,500	$443,500 (-0.45%) Land $99,000 Building $344,500
2025	$3,982.00 (+29.41%)	$445,500 (+23.61%) Land $93,500 Building $352,000	$445,500 (+23.61%) Land $93,500 Building $352,000
2023	$3,077.00	$360,400 Land $88,000 Building $272,400	$360,400 Land $88,000 Building $272,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ting.

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