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3305 Arbor Ter, Charlottesville, VA 22911 Property Records

Albemarle County property record for 3305 Arbor Ter, Charlottesville, VA 22911 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,468 sqft · built 1991
Lot Size0.064 acres (2,825 sqft)
Owner2 Company Names on File
Last Sale$390,000 (May 2026)
Tax Bill$3,418 (2026)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN046B4-01-0G-02700

Property Details

APN / Parcel Number

Primary APN046B4-01-0G-02700
Alternative APN
  • 12828

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,468 sqft Finished Area
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area2,825 sqft (0.064 acres)
View / LotProximity to Airport
Garage Area220 sqft
PorchSlab
Porch Area25 sqft
Patio Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3305 ARBOR TER
CityCHARLOTTESVILLE
StateVA
Zip22911-7226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST LAKES TOWNHOUSES B G 27
Legal SubdivisionFOREST LAKES TOWNHOUSES
JurisdictionALBEMARLE VA
Township / Civil DivisionRIVANNA
Census Block Group1
Census Block1000
Census Tract10303

Owner

Source: Albemarle County records · APN 046B4-01-0G-02700

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3305 ARBOR TER, CHARLOTTESVILLE, VA 22911-7226
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Prior SaleJun 02, 2015 · Amount on Record
Deed Document Number20265063
Prior Transfer DateDec 22, 2014
Prior Transfer Doc0000000391
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateMay 28, 2026
Property Address3305 ARBOR TER, CHARLOTTESVILLE, VA 22911-7226
Document Number0000005063
Instrument DateMay 26, 2026
Instrument20265063
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$39,390.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address3305 ARBOR TER, CHARLOTTESVILLE, VA 22911-7226

Mortgage

Document Number0000005064,
DateMay 28, 2026
Instrument20265064
Lender
NameFIRST HERITAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,418.00 (+7.72%)$382,300 (+17.13%) Land $90,000 Building $292,300$382,300 (+17.13%) Land $90,000 Building $292,300
2025$3,173.00 (+13.85%)
2023$2,787.00$326,400 Land $80,000 Building $246,400$326,400 Land $80,000 Building $246,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030103031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Ting Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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