Osceola County property record for 3307 Ann Arbor Ct, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,306 sqft · built 2002 |
| Lot Size | 0.341 acres (14,854 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $184,500 (Feb 2002) |
| Tax Bill | $2,650 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88245 |
| Primary APN | 88245 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,306 sqft Heated Area |
| Gross Area | 3,040 sqft |
| 1st Floor Area | 2,306 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,854 sqft (0.341 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 384 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 314 sqft |
| Deck Area | 691 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 88245 |
|---|---|
| Street Address | 3307 ANN ARBOR CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAWGRASS UNIT 3A PB 12 PGS 37-38 LOT 199 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | SAWGRASS UNIT 3A |
| Legal Tract | 628 |
| Legal Block | 1 |
| Legal Lot Number | 199 |
| Legal Unit | 3A |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 43304 |
Source: Osceola County records · APN 88245
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3307 ANN ARBOR CT, SAINT CLOUD, FL 34772-8575 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jul 02, 2019 | Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC |
| Jan 07, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 12, 2002 · Amount on Record |
| Deed Sale | Feb 12, 2002 · Amount on Record |
| Deed Document Number | 0200200763 |
| Deed Book / Page | 02002 / 00763 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3307 ANN ARBOR CT, SAINT CLOUD, FL 34772-8575 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3307 ANN ARBOR CT, SAINT CLOUD, FL 34772-8575 |
| Document Number | 0060740426 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 6074/426 |
| Instrument | 2021167166 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3307 ANN ARBOR CT, SAINT CLOUD, FL 34772-8575 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN ELS MORTGAGE |
| Name | Verified Name |
|---|
| Document Number | 0055510306 |
|---|---|
| Date | Jul 02, 2019 |
| Book Page | 5551/0306 |
| Instrument | 2019085544 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3307 ANN ARBOR CT, SAINT CLOUD, FL 34772-8575 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3307 ANN ARBOR CT, SAINT CLOUD, FL 34772-8575 |
| Document Number | 0058670135 |
|---|---|
| Date | Jan 07, 2021 |
| Book Page | 5867/135 |
| Instrument | 2021002957 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,650.00 (+6.64%) Homeowner's exemption | $190,957 (+5.99%) | $430,400 (+9.46%) Land $75,000 Building $355,400 |
| 2023 | $2,485.00 (+3.84%) Homeowner's exemption | $180,171 (+3%) | $393,200 (+24.67%) Land $65,000 Building $328,200 |
| 2022 | $2,393.00 Homeowner's exemption | $174,924 | $315,400 Land $60,000 Building $255,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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