3302 Ann Arbor Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3302 Ann Arbor Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,945 sqft · built 2001
Lot Size	0.246 acres (10,759 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jul 2019)
Tax Bill	$2,661 (2025)
Deeds & Mortgages	Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`88242`

Property Details

APN / Parcel Number

Primary APN	`88242`
Alternative APN	`262630062800011960`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,945 sqft Heated Area
Gross Area	2,745 sqft
1st Floor Area	1,945 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.246 acres)
Garage Type	Finished
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	310 sqft
Deck Area	750 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	88242
Street Address	3302 ANN ARBOR CT
City	SAINT CLOUD
State	FL
Zip	34772-8575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	SAWGRASS UNIT 3A PB 12 PG 37-38 LOT 196
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 3A
Legal Tract	628
Legal Block	1
Legal Lot Number	196
Legal Unit	3A
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43304

Owner

Source: Osceola County records · APN 88242

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3302 ANN ARBOR CT, SAINT CLOUD, FL 34772-8575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	May 04, 2015 · Amount on Record
Deed Document Number	2019090449
Deed Book / Page	5556 / 2291
Record Updated	Jun 08, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 15, 2019
Property Address	3302 ANN ARBOR CT, SAINT CLOUD, FL 34772-8575
Document Number	0055562291
Book / Page	005556 / 002291
Instrument Date	Jul 10, 2019
Instrument	90449
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	SMART INT'L TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,030.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4811 PETA PAWPAW LANE ST ST CLOUD FL 34772, ST CLOUD, FL 34772

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,661.00 (+6.61%) Homeowner's exemption	$191,567 (+5.99%)	$398,100 (+9.67%) Land $75,000 Building $323,100
2023	$2,496.00 Homeowner's exemption	$180,747	$363,000 Land $65,000 Building $298,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Lumen Technologies.

Based on FCC filings for 340 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.